Let's Navigate Health Care Together We Offer Non-Obamacare Health Insurance You have questions? We've Got the Answers
"Your Local Health Insurance Connection"
Helping To Protect Aiken Consumers since 2004
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Have Questions? We have all the ANSWERS!
Anybody can buy a policy on the ACA exchange. The question is whether you get a subsidy.
It is easy to sell coverage - BUT when it happens to and you use the Coverage you SELL - YOU you understand FULLY from the INSIDE what these policies can and cannot do - which makes us the BEST Local Health Insurance option if you cannot get covered by Group or if the ACA premiums are too OUTRAGEOUS! I have had HUGE success with coverage from one of these Private Carrier PPO policies I represent right here in Aiken and am happy to show you.
Affordable Nationwide Private Carrier Coverage
* Products Underwritten by Highly Rated Insurance Companies
* Millions of customers served by these carriers nationwide
* Billions of dollars paid - claims settled in 7- 10 days
* Huge MultiPlan/PHCS PPO nationwide network acceptance
* Hospitalization / ER / Diagnostics
* OPTIONAL NO Pre ex Exclusions Dr office and Lab Rider available
* Free Preventative and $25 Co-Pays on the First Health/ Aetna PPO
* A Suite of services YOU pick and choose from - DESIGN YOUR OWN Coverage
* See any Dr anywhere in the US - see any specialist without referral
* Go to any Hospital in the huge nationwide PPO network
* No Deductible to have to meet up front
* No co-insurance % to have to pay out of pocket
* Rx Plan - Dental and vision available
* Buy what you need - what you want - in YOUR BUDGET
* LOCAL Advocate who is here to help you long after the policy is in place!
We are a family Brokerage company who has been helping people here in SC and GA find good affordable Private Carrier PPO Health Insurance since 2004 -we also help you secure solid Term Life Insurance with Living Benefits if you become critically ill - offer nationwide coverage MediGap coverage - "LumpSum" Critical Illness Cancer Coverage - Accident and Disability Income Benefits and much more. We offer a suite of coverage and multiple services to fit YOUR Budget and YOUR needs
Aiken - 803-215-7678
Local Service - Local Residents- Local REVIEWS:
"If anyone is looking for health insurance coverage in Aiken at an affordable price, I would like to share my experience with you. I cannot thank Lydia DelRossi and Aiken Health Insurance enough for all they do. After being hospitalized in June for 7 days with pneumonia and anemia, I started receiving large bills from the hospital. My bill from Aiken Regional was over $50,000.
Would your current insurance company do THAT for you? NO!
Could you do that for YOURSELF? NO! We have powerful products right now.
What is NON-Obamacare Private Carrier PPO Coverage? Non-Obamacare Combo Coverage is Nationwide Private Carrier PPO Health Insurance coverage which allows YOU to choose which Combo of coverage YOU want - keeping the coverage and pricing 100% in your control. We have many options from several carriers.
Instead of a deductible you have to meet out of pocket "up front" they are "First Dollar" pay plans - You can just get immediate coverage on over 72 Preventative Services with $25 co-pays for a PCP, Dr office, Specialist, Urgent Care or Lab work along with whatever level of Major Hospitalization, Surgery and Outpatient services you choose. The "Major Hospitalization Deductible" has been replaced by a "Catastrophic co-insurance" co-pay choice of $2500 - $5000 or $7500- which is " ONLY triggered IF you were hospitalized! All outpatient services are immediate.
How good is this coverage ? LET ME SHARE MY PERSONAL EXPERIENCE:
When the right side of my body suddenly went numb - and I was rushed to Aiken Regional ER - their immediate diagnostic services - a CAT scan - a second CAT scan with contrast - a chest x-ray - a Brain MRI without contrast and a set of 2 final CT scans - one with and one without contrast - were ALL reduced to ONE single cost of only $496.00! $496.00 TOTAL for all of them = together !
I also had a "Virtual Access MCG Neurologist" form MCG/AU immediately diagnose the CAT scans within minutes thru a virtual visit TV screen - who also spoke with me and prescribed the precious drug tPA offered to me from his diagnosis which stopped all the physical damage and destroyed the blood clot in my brain! My Private Carrier PPO plan DEEPLY reduced the cost of this Georgia based "MCG/AU virtual Dr and diagnosis" even though they were in GA - which GREATLY reduced my fiscal responsibility! Each bill is MASSIVELY reduced down to ONLY my chosen deductible!! It is AMAZING coverage.........
YES - YOU DO HAVE HEALTH INSURANCE OPTIONS FOR 2020!
It is 100% YOUR Choice - YOU can design your own coverage:
Pick your Optional Outpatient Coverage with No Pre Existing Exclusions:
Level 1 has Free Preventative Testing and Hospitalization / Outpatient Services
Level 2 has Free Preventative Testing, Hospitalization / Outpatient Services and "5" $25 Dr office visits per person - for a Primary care Dr - for a Specialist and for a Urgent care visit and for any Lab / X-Ray or Blood work type diagnostic test
Level 3 has Free Preventative Testing - and UNLIMITED $25 Dr office co-pays - Unlimited $50 Specialist visit co-pays - unlimited $50 Urgent Care visits - Unlimited $50 copay for outpatient Lab work - $50 copay for outpatient x-rays and pays 50% co-insurance on all outpatient CT / MRI or PET scans-GREAT coverage if you have a current Pre Ex condition
Each Level has a Rx card that covers ACA Rx, has a 20% co-pay on Rx or has multiple levels of Rx coverage
This is REAL Coverage for REAL Medical Events!
- * Medicare Supplement Plans Plan G pays ALL your OOP
- * Term Life $50k up to $5 million dollars - that pay YOU upfront if you get ill
- * Accident - Disability Income and Critical Illness plans
- * Final Expense Whole Life Plans
- * NEW 36 month long 80/20 Short Term Plans
- * ER - Urgent Care and Excess Ambulance Plans " 24/7 on or off work
Hear our Nationwide Podcast:
https://ehealthradio.podbean.
Did you know if you pay cash upfront you will get the LOWER "Usual and Customary Rate" vs the Insurance rate for a scheduled procedure? How do you know what is the usual and customary - Fair Market Value Rate? Go to this website: www.healthcarebluebook.com
KNOW YOUR COSTS - what they charge VS what they will "settle" for - the "usual and customary" is what they will SETTLE for - know it in advance!
We have seen a Gall Bladder Surgery repriced from a quote of $15,000 DOWN to only $2500 "cash pay" - then our Advocates got that money REIMBURSED back to the policyholder!
Need a lab test? DO NOT have it done at the Dr's office - go to Direct Labs all over the CSRA and ask for the "self pay" rate - OR go to this site to get a quote immediately for Low Cost Lab work www.labcorp.com
Need a Scheduled MRI or CAT Scan?
Call American Health Radiology in Augusta GA to schedule a test (706) 364-2603 - pay HUNDREDS less which INCLUDES the Board Certified Radiologist's report - with state of the art MRI and CT Scan equipment
Expensive Rx? You can buy that expensive Rx you need to take at a HUGE discount by going to www.PlanetDrugsDirect.com OR:
www.Progressive Rx.com
www.BlueSkyDrugs.com
www.canadianpharmacyonline.com
www.northwestpharmacy.com
www.Rxcanada4less.com
Put your Coverage Plans to put in place NOW - while you are healthy and active and do NOT need it yet - believe me - things can change FAST
Aiken Health Insurance Co.
Aiken SC
803-215-7678
Call for a Non Obligation Quote TODAY!
Plans are Underwritten by Manhattan Life Insurance Company, Standard Life and Accident, ANTEX, American National, Central United Life Insurance Company, UnitedHealth, GTL, Enrollment 1st / TransAmerica, Comprehensive Insurance & Wholesale Benefits Association, CIGNA, Standard Security Life, New Era Life, Philadelphia American, HCCMIS & LLOYD'S OF LONDON, TIME, ABA, Colonial and C.H.M. enrollment + many more.Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10 - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships
