Aiken Health Insurance
        Let's Navigate Health Care Together        
          We Offer Non-Obamacare Health Insurance                         You have questions?  We've Got the Answers
              "Your Health Care Advocate Connection"
 
           Helping To Protect Aiken Consumers since 2004 
   803.215.7678

Call  TODAY! 
803.215.7678

What we offer:

Non-Obamacare
Health Insurance  from
Major A+ Rated Carriers

 PPO nationwide Medicare Supp  @ only  $34.50 per month!

 Term Life - up to $5 million - non med for $250k down to $50k

Solid Nationwide Plans including:

Short Term plans
 

Guaranteed Issue Plans - YES!

Small Group Defined Benefit and Hybrid Plans

Critical Illness

Short Term 80/20's

Accident Disability Income Plans

Life - Term

Whole Life and Final Expense

Accident Plans

Cancer Plans

Catastrophic

Dental/vision

Rx Plans

Discount Lab
and more!

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"The Only Thing That Is CONSTANT Is CHANGE"                                                               Heraclitus
                                                                                                                                                                  

                             Obamacare is CLOSED.

 The FLU Epidemic is the WORSE since the 2009 "Swine Flu" with hundreds of people being hospitalized EVERY DAY.

Do you have Health insurance coverage to protect your family?
        What can you do if you  had to be hospitalized?
  You need to call Aiken Health Insurance Company today.

Aiken Health Insurance has Health Insurance plans you can buy ALL year long - not just Open Enrollment - all year long
              It is time you talked to Aiken Health Insurance


                      Who is Aiken Health Insurance ?


We are a local company who has been helping people here in Aiken, GA and NC  find good affordable   NON-Obamacare Private Carrier PPO Health Insurance - Life Insurance -  PPO Medicare Supplements -  Cancer Coverage - Excess Accident and Disability Income Benefits in Aiken since 2004 - with HUNDREDS of local clients.
                        
Our offices are off Pine Log Rd and we are there by appointment only

                       What is kind of coverage is available?

Obamacare has changed what options are available:
1)    BC/BS Obamacare - only available if you qualify for a  "Special Enrollment" 

2)     Nationwide Accepted - Dept of Insurance approved - NON Obamacare Private Carrier PPO plans that cover everything you want in Health Insurance coverage -  Hospitalization and Surgery services - normal outpatient services - Cancer and  Catastrophic events as well as normal Dr vists - well care and urgent care service - all repriced thru a nationwide PPO network  -  with the freedom of being able to tailor YOUR coverage and your premium cost to be as much or as little as YOU want -  NO maternity - NO drug rehab - and will not cover currently chronically ill people - BUT - if you are reasonably healthy and want to stay that way -  THIS is the plan for YOU

3) Christian Ministry  Sharing Plans - 100% NOT insurance - 100% not liable for your claims - have large out of pocket costs you must meet first - and NOT approved or regulated in any way by the Dept of insurance in any state.   RISKY!

   
What is  "Non-Obamacare" Health Insurance Coverage?

Non-Obamacare Coverage is Private Carrier PPO Health Insurance coverage which has been approved for sale in each state by that state's Dept of insurance and isregulated to protect you - the consumer - and is approved for sale by the Department of Insurance.    This Insurance coverage is offered by Private Insurance Carriers with a nationwide accepted PPO network.

Instead of a deductible you have to meet out of pocket first - and "co-insurance"you ALSO have to pay out of pocket for all your medical claims  -they are  First Dollar DIRECT pay plans - who will either pay the medical claim directly to the hospital - Dr or facility or directly to you -whichever  you  prefer - with coverage that helps you with every type of unexpected medical care you need.    They pay 4x more than the "Usual and Customary" currently accepted prices of medical care as set by  www.healthcarebluebook.com

The premiums on these plans are MUCH lower than a non-subsidized ACA plan - have NO upfront deductible to have to meet   (subsidized plans are paid for by the government so the monthly premium may be cheap but coverage becomes expensive in meeting deductible and co-insurance expenses out of pocket before it pays claims)

  Our plans are absolutely is the BEST coverage available in the US for individuals OR small group coverage.   No annual re-enrollenmt - no "90 day Short Term plan" stacked on top of each other- REAL coverage for REAL medical help you can KEEP!

Example:   Standard Life and Accident Insurance Company pays UP TO:
After all Benefit are REPRICED Down thru the massive PPO network then are paid:
            $2,190,000 Hospitalization for a Accident + $360,000 for ICU
            $1,095,000  Hospitalization for a Illness  + $180,000 for ICU
            Per Day surgery - 365 days both inpatient and outpatient!
Over $4,560 for outpatient services - Ambulance - $12,500 built in for "accidents"
Up to $25,00 built in for a burn event -- any burn + Excess CANCER coverage
                     This is REAL Coverage for REAL medical events!
     Flat Rate Premium per age and Family size =- NO deductible - NO Rate UP


  What other coverage does Aiken Health Insurance offer? 

 *   Nationwide Accepted PPO Health Insurance plans
*      Nationwide Accepted PPO Medicare Supplement Plans 
*      CANCER Plans both multi-coverage  and/or Lump Sum Cash to you
*      Term Life policies $50k up to $5 million dollars - that pay YOU if you get ill
*      Accident - Disability and Critical Illness plans
*      Final Expense Whole Life Plans - don't get stuck with funeral costs
*      11 month coverage 100% pay plans in  GA with NO Health Questions
*       ER - Urgent Care and Excess Ambulance Plans for a "unexpected event"  24/7

Many Non-Obamacare plans also come with already built in ScriptSave Rx,  Complete Health Link for lower diagnostic testing costs - TeleDoc or edoc so you can have Rx called right into your pharmacy without having to go to the Dr's office - many have "KARIS Group 360"  Concierge Service which will navigate a PPO provider for you -  help you find the RIGHT labs,  right PPO affiliated nuclear diagnostic facilities and save you money - they even have Medical Bill Negotiators to help you reprice any high out of pocket costs.

          YES - All Included with your Health Plan!
 

                  HOW MAY WE HELP YOU TODAY?

      Call:      Lydia delRossi:  803-215-7678


 
Worried about a "Tax Fine?"    We have a low cost  optional "Tax Fine Exempt" component  available for  you to add to your Non Obamacare  Health Insurance coverage avoid a possible Tax Fine - Tax Fine disappears in 2019

Read what a LOCAL Aiken Health Insurance Consumer has to say:
Sophie Shamblen 

"If anyone is looking for health insurance coverage in Aiken at an affordable price, I would like to share my experience with you.
I cannot thank Lydia DelRossi
and Aiken Health Insurance enough for all they do.
After being hospitalized in June for 7 days with pneumonia and anemia, I started receiving large bills from the hospital.    My bill from Aiken Regional was over $50,000. After some paperwork and a lot of help from Lydia, it was reduced to just over $20,000.     I was freaking out and wondering if my plan would cover it, so I contacted Lydia again and she emailed me back immediately with what I needed to do. I went back to the hospital and got an entire transcript of my medical records.
Three weeks later, I received a check, made out to me, for $26,500. I am now able to pay off the entire hospital bill myself.
This plan has also covered me when I cut my hand and had to go to the ER  ($50 co-pay is all I paid),  and has covered my husband Dave for a pinched nerve     (again $50 co-pay)   and also for Dave's latest visit to Doctors Care for tennis elbow.
I cannot thank Lydia enough for all her efforts, this plan really works and we are proof. The best part is that it, for us, it covers Dave and I for only $380/month!
Sorry to sound like a sales pitch, but I'm just so grateful that I signed up to this policy. It may not work for everyone, but I just wanted to share my experience."
We ARE making such a difference - we were even interviewed by a Nationwide Podcast about how Aiken Health is helping others:

Listen to  the  following  Nationwide Radio  Interview  to  hear  how  we can PROTECT you with a Non-ACA - Non-Obamacare Health Insurance plan as a advocate: 

https://ehealthradio.podbean.com/e/get-your-healthcare-financially-under-control

 
DID YOU KNOW: 

When you give a medical care provider a insurance card you are automatically charged 40% - 60% - up to 80% MORE for that procedure that they "settle" with the insurance company for a fraction of that cost?

                                 www.healthcarebluebook.com

KNOW YOUR COSTS - what they charge VS what they will "settle" for - the "usual and customary" is what they will SETTLE for - know it in advance! 

In 2018  YOU  must be a GOOD CONSUMER
- Be smarter - be knowledgeable =  we have all the resources to help you drop your medical costs by the THOUSANDS and be safe with our Private PPO  Coverage plans

N
eed a lab test?      DO NOT have it done at the Dr's office - go to Direct Labs and ask for the "self pay" rate -  OR go to this site to get a quote immediately for Low Cost Lab work   www.labcorp.com   OR   www.SaveOnMedical.com

Need a MRI or CAT Scan  
DO NOT GO TO A HOSPITAL AND PAY $4,000 - $6,000 or MORE -  NO!!
Go to the website   cheapimaging.com   "We Care Medical Mall"   to schedule a test and pay from $380 - $860 for a MRI - or $270 - $470 for a CT Scan = which INCLUDES the Board Certified Radiologist's report - with state of the art MRI and CT Scan equipment - located in over 2800 locations nationwide - with one right here in Augusta GA.  Cost  Includes  Radiologist  Test Reading:   https::// www.facebook.com/WeCareMedicalMall/

Want more options?   Go to www.MDSave.com - look up your procedure at various area facilities - it works like a travel site - find your price and location - pay for it online!   Save HUNDREDS if not THOUSANDS!   Give me your bill and I can have that cost reimbursed BACK to you - if you have my coverage
 

                       
Why Pay More MONEY for the SAME Test?


 
Have a problem NOW with OLD OVERWHELMING Medical Bills?  
Go to this website:

 
https://www.cutmymedicalbills.com/

They can help - that is ALL they do - help people cut medical bills way down
  -  Do NOT let a third party tell YOU what you will pay for YOUR medical care - EMPOWER yourself and only pay the "true market value" of any procedure  - get the LOWEST price and then let me help you get that money REIMBURSED BACK to you......That is a WIN -  WIN!                                                  
DID YOU KNOW:  
  

You can buy that expensive Rx you need to take at a HUGE discount by going to   www.PlanetDrugsDirect.com     (A Dr gave me this link)


If you cannot get a generic  Go to that website now - key in any high dollar drugs you take and see the NEW lower prices you can pay to get that very SAME Prescription Rx online.

More good Rx resources:    www.RxCut.com

            More Insurance Protection Products we offer:

PPO Medicare Supplement Plans  -    We have Nationwide PPO  Medicare Supp Plan G as low as  $96.31  per month - Plan F as low as $121.14  and Plan HDF as low as $34.50 a month!   CALL me FIRST for quotes 


NEW  "IN HOME"  HOME  HEALTH  CARE Aide Coverage!
Plans to put in
Plans to put in place NOW - while you are active and do NOT yet need it - this is NOT Long Term care - this is HOME Health Care to help people STAY in their home and NOT have to go to a nursing home -and it pays IN ADDITION to any coverage you may have - including Medicare! 

Believe me - things can change unexpectedly and FAST and Home Health Care is the fastest growing segment of the population - lock in your rates
NOW -  example: 
 
ages 41 - 45 =  $19.00  a month 
ages 61 - 64 =  $24.40 a month 
ages 76 - 80 =  $42.60 a month

Pays for:  Home Health Care Aide - Skilled Nursing - Physical Therapy - Respirator Therapy - Medical Social Services - Rx help - Hospice - Annual Physical Exam - Ambulance - Hearing - Vision - Private Duty Nurse - all in the PRIVACY of your own home  - don't wait until you  need it  - buy it now.

  24 Hour - On the Job or Off the Job Accident Coverage
 
Dental?   Do we have Regular DENTAL & VISION?

Only the BEST - pays up to $5,000 a year per person - YES - that is $5,000 a year and includes 3 free cleanings and 2 free exams a year plus +  NO waiting DENTAL for Major services - dentists all over the CSRA are in the 2 Dental PPO networks they use - LOW monthly rates - with VISION

 Put your Coverage 
Plans to put in place NOW -  while you are active and do NOT need it yet - believe me - things can change FAST

   
Aiken Health is the CSRA's ONE STOP - ONE CALL Connection

      
Aiken Health Insurance Co.
           803-215-7678
   Call for a Custom Quote Today!!
               
  

Plans are Underwritten by Manhattan Life Insurance Company,  Standard Life and Accident, ANTEX, Central United Life Insurance Company,  ASSURANT Supplement, GTL, UnitedHealth, Comprehensive Insurance & Wholesale Benefits Association, CIGNA, Standard Security Life,  New Era Life, Philadelphia American, HCCMIS & LLOYD'S OF LONDON, TIME, ABA, Colonial and C.H.M. enrollment + many more.

Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10  - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships 

Don't Wait - Call Me today!

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