Aiken Health Insurance
               Your  ALTERNATIVE to Obamacare        
          We Offer Non-Obamacare Health Insurance                                                You have questions?
 
                            We've Got Answers!
                             

                  Helping  To Protect Aiken Consumers since 2004 
   803.215.7678

Call  TODAY! 
803.215.7678

What we offer:

Non-Obamacare
Health Insurance  from
Major A+ Rated Carriers

  PPO nationwide Medicare Supp and Medicare Gap Plans @ only  $34.50 per month!

  6 - 11 Month Guarantee Issue  "Short Term" plan

Solid Nationwide Plans including:

Unlimited PPO Medical Plans
 

Guaranteed Issue Plans - YES!

Small Group Defined Benefit and Hybrid Plans

Critical Illness

Short Term 80/20's

Accident Disability Income Plans

Life - Term

Whole Life and Final Expense

Accident Plans

Cancer Plans

Catastrophic

Dental/vision

Rx Plans

Discount Lab
and more!

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                                 "The Only Thing That Is CONSTANT Is CHANGE"
                                                                                                                                                                                 Heraclitus

               Obamacare 2017 is on it's way
        And looking worse and worse for SC residents buying Obamacare:  
    

"With insurers struggling to make money and access to plans severely limited, top South Carolina health officials warn the Obamacare health insurance marketplace is on the verge of collapse."    Courier and Post Columbia SC  July 2016

"BlueCross BlueShield of Tennessee, the state's biggest health insurer, will raise individual rates by 62 percent in 2017"      Chattanooga Times August 23, 2016

United Health is GONE -  Coventry is GONE -  Humana is GONE -  Aetna is GONE - Consumer's Choice is GONE -  in SC you have a BC/BS  MONOPOLY whose rates will be going up up up as of Jan 2017 -    WHAT CAN YOU  DO?!
 

BUY  PRIVATE  CARRIER  COVERAGE   -  that is what you do  - Aiken Health Insurance specializes in   "Non-Obamacare"  Private  Coverage - so -  if you want NON-Obamacare Health Insurance  we can  get you covered

        
     YES - We can help you today!  
If you want a Quote NOW - email us at "aikenhealth@aol.com" with everyone's DOB -
your zip code of  residence and phone number and I will send you multiple options of  NON Obamacare quotes  
  

  In 2017  these are your ONLY Health Insurance Options: 

1)      "Obamacare"    Federally Controlled with Massive Premium Hikes - only 1 carrier in SC - No Options - High Deductibles and Poor Acceptance by Medical Facilities  -  only good for the very ill or those currently pregnant

2)   Do NOTHING and hope for the best

3)   
Secure PRIVATE Carrier  Non - Obamacare  Health Insurance Plans:
  
Nationwide affordable PPO plans underwritten by AA+ Major Carriers that gives you and your family solid coverage for  "unexpected illnesses and accidents"  with NO expensive unnecessary  "mandates"  you do NOT want  - they are affordable and are "old school" underwritten plans to protect you from unforeseen losses - with Dr office vists - Lab - ER  - all included 

These NEW Non-Obamacare plans include coverage options of:
 
1)     Rich "Defined Benefit" Plans with No deductible to have to meet ever
    
2)     Hybrid plans with immediate "No Deductible" coverage of regular outpatient type care = with a chosen deductible trigger ONLY for a unexpected "Catastrophic Inpatient Hospitalization"  - deductibles options range from $1000 - $5000 - max option pays up to $1 million per person

3)    11 month Short Term Plans with 50/50 or 80/20 or 75/25 co-insurance
OR - PERMANENT Coverage Plans with
NO annual Premium increases!

4)    100% Guarantee Issue plans - regardless of your past or current health issues (12 month "pre-ex" clause - then after 365 days all is 100% covered)

5)    Rich - heavy coverage STM  Defined Benefit plans - OR DB/ co-pay /
co-insurance type plans  - which run up to 11 months - giving you huge protection for a lower premium -  these plans can be reissued again

If you cannot afford to pay the NEW huge premium increases and higher deductibles of a Obamacare plan we offer you Private Carrier Alternative Nationwide PPO Coverage  that WILL protect you from unexpected illnesses and accidents  -  YES  you DO have other coverage OPTIONS!!
  
  These plans
will cover a Type 2 Diabetic - as well as persons on HBP medicine and/or cholesterol Rx as well as other common medications  conditions which are  "Stable"  so ask us if we can  HELP  you.


                                     DID YOU KNOW: 
When you give a medical care provider a Obamacare insurance card you are automatically charged 40% - 60% - up to 80% MORE for a procedure that they settle for with the insurance company for a fraction of that cost?   

In 2017  YOU  must be a GOOD CONSUMER - Be smarter - be knowledgeable = we have all the tools to help you drop medical bills by the THOUSANDS and be safe with our Private Coverage plans

Need a lab test?
   DO NOT have it done at the Dr's office - go to Direct Labs and ask for the "self pay" rate - OR go to this site:  www.anylabtestnow.com

Need a MRI or PT Scan?   Go to this site - schedule a test for the SAME DAY and only pay from $380 - $860 for a MRI - or $270 - $470 for a CT Scan = which INCLUDES the Board Certified Radiologist's report - state of the art MRI and CT Scan equipment- in over 2800 locations nationwide - one right here in Augusta GA!   WHY PAY THOUSANDS of dollars for the same test?
               "We Care Medical Mall" - www.wecaremedicalmall.org 

DID YOU KNOW: 
You can negotiate all your Medical Bill out of pocket costs for any medical
procedure by KNOWING upfront what the "Usual and Customary / Fair Market Value" cost of that procedure really is - the true actual real price the medical provider settles for - not the INFLATED "insurance cost" that they WANT you to pay!     If you know that in advance your out of pocket costs can drop HUNDREDS and sometimes THOUSANDS of dollars!     

Go to this link:
www.healthcarebluebook.com     and look up any procedure in any zip code in America.   KNOW the TRUE "fair market value"  rate accepted by the medical provider right there.   Why pay more?    Be a SMART Consumer.

Do NOT let a third party tell YOU what you will pay for YOUR medical care - EMPOWER yourself and only pay the "true market value" of any procedure  - get the LOWEST price and get you that money REIMBURSED
                                  That is a WIN -  WIN!
                

DID YOU KNOW:     You can buy that expensive Rx you need to take at a HUGE discount by going to   www.PlanetDrugsDirect.com     If you cannot get a generic equivalent of that Rx - Go to that website now - key in any high dollar drugs you take and see the NEW lower prices online.
More good Rx resources:   www.goodrx.com - look up anything

Need Help  Negotiating that Medical BILL?     We work with MANY consumer advocates who WILL step in and renegotiate those bills :    www.cutmymedicalbills.com   or    www.copatient.com


                       More Insurance Protection Products we offer:

New Products to strongly consider:

Medicare Supplement Plans  - WHY would you ay more than  $34.50 a month for a Nationwide Accepted PPO Medicare Gap / Medicare Supp plan if you are not ill?   All Medicare plans are run by the government- it is what each carrier  CHARGES  you  for each plan that makes the plans different!     Our plans pay 100% of all your medical costs and only cost $34.50 - and they are Nationwide accepted  PPO plans - NOT a HMO  like the "Advantage" plans!


HOME  HEALTH  CARE  Plans to put in place NOW - while you are active and do NOT need it yet - this is NOT Long Term care - this is HOME Health Care to help people STAY in their home and NOT have to go to a nursing home -and it pays IN ADDITION to any coverage you may have - including Medicare!  Believe me - things can change unexpectedly and FAST and Home Health Care is the fastest growing segment of the population - lock in your rates NOW -  example: ages 41 - 45 = $19.00  a month - ages 61 - 64 = $24.40 a month - ages 76 - 80 = $42.60 a month
- pays benefits toward: Home Health Care Aide - Skilled Nursing - Physical Therapy - Respirator Therapy - Medical Social Services - Rx help - Hospice - Annual Physical Exam - Ambulance - Hearing - Vision - Private Duty Nurse - don't wait - buy it now.

24 Hour - On the Job or Off the Job "Unexpected Accident Event"
Benefits are paid directly to you or to your medical care provider - any Dr any Hospital -  $2,000 - $5,000 - $7,500 - $10,000 - $20,000 or $25,000 per event - co-ordinates with other coverage so it WILL cover you if you do NOT have Workman's' Comp and get hurt - but it will NOT "double pay" if that event is covered - but it WILL pay any of your out of pocket costs! 

UNDERSTAND THIS =  Obamacare will NOT cover you if you get hurt on the job - PERIOD  - EVERYONE needs this excess blanket of coverage


Dental?   Do we have  regular DENTAL & VISION?

Only the BEST - pays up to $3,500 a year and includes 3 free cleanings and 2 free exams a year plus -  NO waiting DENTAL for Major services - dentists all over the CSRA are in the 2 Dental PPO networks they use - LOW monthly rates!

Life Insurance?  Basic Term - Living Benefits Term - Whole Life - Burial Insurance -  and our EXCLUSIVE Guarantee Issue Life  - up to $170k - regardless of your health!   Diabetic?   Heart Attack?   Cancer?   COPD?   NO PROBLEM!     You can get this coverage right now.
We can cover ANYONE
between the ages of 18 - 69 -  you can keep it to age 99 -  all  you need is to be able to prove that you are working at least 20 hours a week when you apply - - even if self employed - low premiums!

    No Health Questions At ALL - none!  100% approved coverage


Term Life LIVING Insurance plans:
Life Insurance from  $50k to $5 million  - these plans pay you 50% of the total value UPFRONT if you develop a Critical Illness  (heart attack - stroke - cancer - multi - trauma accident - ALS - and 10 other triggers)   for you to use however you want - medical costs - mortgage - bills - take a trip - whatever you want - with NO premium increases - for LESS than Major Medical costs    (a alternative to Health Insurance for those who do NOT want to buy Health Insurance and ONLY want to have  some type of bill coverage in place IF they developed a Critical Illness such as Cancer - Heart Attack Stroke  or a horrific accident)

CASH TO YOU  Cancer/ Stroke and Heart Attack excess plans: 
 
 
Pays up to $50,000 Cash to you  for First Diagnosis of any Cancer or Heart issue - add it to a Plan or just have it for the "What if"  to be in place to pay  your mortgage - monthly bills and unexpected "cannot work"  recovery costs if you ever DO get ill - - premiums begin in the $30 per month range! 

  Put your
HOME HEALTH CARE Plans to put in place NOW - while you are active and do NOT need it yet -   believe me - things can change FAST and Home Health Care costs keep going up up and up - lock in your rates in

   
Aiken Health is the CSRA's ONE STOP - ONE CALL Connection

      
Aiken Health Insurance Co.
            803-215-7678
   Call for a Custom Quote Today!!
                     803-215-7678


                              Licensed in SC  and GA

    https://www.rxcut.com   -   Get our FREE card NOW!
      Ask anyone - THIS card cuts Rx cost to a  fraction!

Plans are Underwritten by Manhattan Life Insurance Company,  Standard Life and Accident, ANTEX, Central United Life Insurance Company,  ASSURANT Supplement, GTL, UnitedHealth, Comprehensive Insurance & Wholesale Benefits Association, CIGNA, Standard Security Life,  New Era Life, Philadelphia American, HCCMIS & LLOYD'S OF LONDON, CIGNA, TIME, ABA, Colonial and C.H.M. enrollment + many more.

Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10  - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships 

Don't Wait - Call Me today!

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