Aiken Health Insurance
               Your  ALTERNATIVE to Obamacare        
          We Offer Non-Obamacare Health Insurance                                                You have questions?
                             We've Got Answers!
803 - 215 - 7678
                  Helping  To Protect Aiken Consumers since 2004 

Call  TODAY!   
803.215.7678   Why Wait?

What we offer:

 Private Carrier ACA "Obamacare" PPO Plans

Alternative Non-Obamacare
Health Insurance  from
Major A+ Rated Carriers

 NEW Obamacare Out of Pocket Protection Plans

  6 - 12 Month Guarantee Issue  "Short Term" plan

Solid Nationwide Plans including:

Unlimited PPO Medical Plans

Guaranteed Issue Plans

Small Group Plans

Critical Illness

Short Term 80/20's

Accident Disability Plans

Life - Term

Whole Life and Final Expense


Cancer Plans



Rx Plans

Discount Lab
and more!

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                                 "The Only Thing That Is CONSTANT Is CHANGE"

               Obamacare 2016 has come and gone .
And 2017 is looking worse and worse for SC residents buying Obamacare:  

           COLUMBIA — Jul 2 2016 1:00 pm       The Post and Courier Newspaper

"With insurers struggling to make money and access to plans severely limited, top South Carolina health officials warn the Obamacare health insurance marketplace is on the verge of collapse.

Obamacare was supposed to create a competitive platform for customers to shop for coverage. But in most South Carolina counties, more closely resembles a monopoly dominated by the largest private health insurance company in the state — BlueCross BlueShield

Next year, access to Obamacare in South Carolina will likely become even more limited.  United Healthcare, which sells Affordable Care Act plans in five counties and in several other states, has announced it will leave most markets in 2017.    The company estimates it lost $475 million on Obamacare customers across the country last year.

Aiken Health Insurance specializes in  GREAT   "Non-Obamacare    Alternative Coverage" - so -  if you want Health Insurance Coverage NOW  
we can help you at any time - no EPO and NO HMO 

   We can help you today and everyday!        

Your 2016 and 2017 Health  Insurance Options are these:

1)       "ON Exchange"   Federally Controlled Guaranteed Issue Obamacare

PRIVATE    Non-Exchange - NonObamacare Health Insurance Plans:
Nationwide PPO plans underwritten by AA+ Major Carriers designed to give you and your family coverage for "unexpected illnesses and accidents" to offset medical costs with NO IRS oversight - no Federal requirements and none of the excess expensive unnecessary  "mandates"  you do NOT want to have to pay for  - they are affordable and are "old school" underwritten plans so the insurance provider can stay in business - they do not drown themselves by accepting KNOWN risks - these plans do  NOT cover current major chronic illnesses = or maternity - for that you need   OBAMACARE

These NEW Non-Obamacare plans include cover options of:                            
 1)     A 100% pay after deductible Major Med plan
 2)     Rich "Defined Benefit" Plans with No deductible to have to meet
 3)     Hybrid plans with a combination of immediate coverage with No   Deductible and a separate "Catastrophic Inpatient Hospitalization" component with deductibles from $100 - $5000 and Low Premiums
 4)     11 month Short Term Plans with 50/50 or 80/20 or 75/25 co-insurance
OR - PERMANENT Coverage Plans with
NO Premium increases!

Not everyone can qualify for a Obamacare plan - Not everyone can afford to pay the huge premiums and/or huge deductible of a Obamacare plan so WE off you Alternative Coverage that WILL protect you from unexpected illnesses and accidents - if you are healthy    (even if you have Type 2 Diabetes or other controllable medical issues)  - you DO have OPTIONS!!

                                         DID YOU KNOW: 
When you give a medical care provider a insurance card you are automatically charged 40% - 60% or MORE for a procedure that they actually settle for with the insurance company true fraction of that cost?   

If you  "self pay" UPFRONT your out of pocket costs can drop HUNDREDS and sometimes THOUSANDS of dollars?   

You can negotiate your Medical Bill out of pocket costs for any medical
procedure upfront by KNOWING what the  real  "Usual and Customary and  Fair Market Value"  cost of that procedure is upfront - the real cost the provider settles for - in any zip code in America!

Go to:    and look up any procedure nationwide - do NOT let a third party decide what YOU will pay for YOUR medical care - EMPOWER yourself and only pay the "true market value" of any procedure -   then get money REIMBURSED back to you for that LOWER self pay cost!                  

DID YOU KNOW:     You can buy expensive Rx at a HUGE discount by going to     Go now - key in any high dollar drugs you take and see the NEW lower prices you can pay right now!! 

                   Other Products Positioned to Save you Money:

Dental?  Do we have  DENTAL & VISION?
Only the BEST - pays up to $3,500 a year and includes 3 free cleanings and 2 free exams a year plus -  NO waiting DENTAL for Major services - dentists all over the CSRA are in the 2 Dental PPO networks they use - LOW monthly rates!

Guarantee Acceptance Life Insurance  - up to $170k - regardless of your health?   Diabetic?  Heart Attack?  Cancer?   COPD?  NO PROBLEM!     We HAVE this now -   THIS IS HUGE!!!
New TERM Life product - from ages 18 - 69 - then you can keep it to age 99 - all you need is to be working at least 20 hours a week - even if self employed - low premiums!

   No Health Questions At ALL - none!  100% approved coverage

Term LIVING Insurance plans:
Life Insurance from  $50k to $5 million  - these plans pay you 50% of the total value UPFRONT if you develop a Critical Illness  (heart attack - stroke - cancer - multi - trauma accident - ALS - and 10 other triggers)  for you to use however you want - medical costs - mortgage - bills - take a trip - whatever you want - with NO premium increases - for LESS than Major Medical

Excess  Accident Benefits :  
Plans that cover so much more than just a "accident" -
 pays benefits up to $25,000  for things as diverse as Horse Falls or  stable accidents-  Adverse Insect Bite reactions - Chocking - Emergency treatment, diagnostic exams, Coma events, Ambulance, blood plasma/Platelets, ambulance, burns, emergency dental,  eye injury, Paralysis, durable medial equipment, follow up treatment, Prosthesis, Rehabilitation, Physical Therapy, Accidental death (up to $100,000) and so much MORE - premiums are in the $17.00 - $45.00 range!

CASH TO YOU  Cancer/ Stroke and Heart Attack excess plans: 
Pays up to $50,000 Cash to you  for First Diagnosis of any Cancer or Heart issue - add it to a Plan or just have it for the "What if"  to be in place to pay  your mortgage - monthly bills and unexpected "cannot work"  recovery costs if you ever DO get ill - - premiums begin in the $30 per month range! 

   We have 
HOME HEALTH CARE Plans to put in place NOW - while you do NOT need it -   believe me - things can change FAST and Home Health Care costs keep going up up and up

Aiken Health is the CSRA's ONE STOP - ONE CALL Connection

Aiken Health Insurance Co.
   Call for a Custom Quote Today!!

                              Licensed in SC  and GA   -   Get our FREE card NOW!
      Ask anyone - THIS card cuts Rx cost to a  fraction! - GREAT free card that helps with Rx - Lab work - dental - vision and so much more

Plans are Underwritten by Manhattan Life Insurance Company,  Standard Life and Accident, ANTEX, Central United Life Insurance Company,  ASSURANT Supplement, GTL, UnitedHealth, Comprehensive Insurance & Wholesale Benefits Association, CIGNA, Standard Security Life,  New Era Life, Philadelphia American, HCCMIS & LLOYD'S OF LONDON, CIGNA, TIME, ABA, Colonial and C.H.M. enrollment + many more.

Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10  - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships 

Don't Wait - Call Me today!

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