Can you get Health Insurance TODAY to pay the costs of a unexpected medical illness or accident even if "Obamacare" enrollment is currently closed?
OF COURSE YOU CAN!
Are you looking for coverage that is affordable without HMO restrictions? Coverage that is accepted NATIONWIDE? Coverage with NO price increases?
Then We Have GREAT News!
If you are looking for individual or Small Group Health Insurance right NOW, or quotes on a new Medicare Supplement or need a "ObamacareBridge" to pay your "out of network" and deductible costs
We can help you today!
As of January 2014 there are only 3 types of Individual Health Insurance:
1) "On Exchange" Obamacare HMO coverage applied for on the Federal Exchange thru the IRS. Enrollment now OVER - with special exemptions.
2) "Off Exchange" Private Carrier ACA coverage which is issued directly to you thru a Major Med insurance carrier - Only 3 questions to be covered. It is "Obamacare" but it is PRIVATE coverage. Make more than $45,000? We have GREAT AA+ carriers. One is still a PPO and has coverage with all the hospitals and Dr's in Augusta!
3) "No Exchange" New Health Insurance Strategies which are NOT subject to the Health Bill - affordable PPO plans offered by A+ Major Carriers designed to cover medical expenses including Dr office visits, ER, Rx, wellness, surgery, hospitalization, Lab, diagnostics, ambulatory care services and urgent care - giving you all the coverage you want in Health Insurance - and none of the excess "mandates" you do NOT want - backed by Major Carriers for people who want solid independent and affordable PPO coverage for themselves and their families - with NO strict HMO restrictions and in many cases NO DEDUCTIBLE to have to meet first!
These plans are sweeping the NATION right now!
Aiken Health is a Federally Certified Agent We have been approved by the Federal government to sell "On" the Exchange and know the architecture of ObamaCare inside and out. We want you to be aware of ALL the available options on the market today so you can choose what is best for you.
Have you recently bought a Obamacare policy and now realize you have very limited "In Network" HMO coverage and HUGE deductibles YOU have to now meet out of pocket? NOW WHAT? Simple! Aiken Health has several "Obamacare Bridge" GAP plans - for example : The Patriot Plan that will pay YOU CASH MONEY on TOP of your "Obamacare" Plan for any medical attention - $5000 for a hospital confinement + $150 when admitted + up to $10,000 ICU + $5,000 inpatient surgery and $1000 per day anesthesia + $250 per day private duty nurse + $250 Urgent care accident outpatient services 4 x per year + up to $2,000 for each specific injury - for about $40 per month! Let these plans pay your "out of network" financial exposure and your out of pocket deductible costs for you! See: www.obamacarebridge.net
Need MORE Coverage? THEN YOU ARE AT THE RIGHT SITE!
1) "No Exchange" Private PHCS PPO Coverage Plans:
These plans offer RICH benefits - 365 day hospitalization confinement - pays $6,000 per day hospital confinement- $12,000 per day ICU - unlimited inpatient and out patient surgery - post care and physical therapy - Dr office visits - wellness - ER- diagnostic Lab - x-ray and imaging services - ambulatory facility - Rx card - ambulance services - Excess Burn Benefits + Critical Illness Benefits + Excess Accident and Accidental Death - all built right into the Base - making this the RICHEST plan on the market today - be smart - pay your smaller bills with CASH - get the lowest CASH price the medical field offers - (Try $695.00 cash price for a CAT scan vs $6,400.00 "Obamacare price") and get that out of pocket REIMBURSED right back into your wallet - with a Catastrophic hospitalization aspect coverage in place for the BIG claims - also includes the "WellCardSavings" program giving you even MORE - dental, vision Rx, Lab, 24/7 Dr access and includes "medical bill re - negotiations services"
2) Medicare Supplement and GAP Plans: GREAT AA+ rated plans positioned to pay your fiscal exposure FOR you - we offer very competitive rates on Plans F @ only $27.00 per month (100% pay plan!) popular Plan G - Plan N (co-pay plan) Call TODAY - Medicare Gap or Medicare Advantage? Our Medicare GAP PLANS PAY 100% OF YOUR CLAIMS - Medicare Advantage leaves you with thousands of dollars in out of pocket exposure! Let us show you!
3) NEW "Obamacare Bridge" Deductible Coverage Plans:
These plans are positioned to pay CASH to you paying you $5,000 - $7,500 or $10,000 if you were diagnosed with one of 10 Critical Illness "triggers" - then one plan also pays you $500 - $750 or $1000 per month for a FULL 12 months after that First Diagnosis - and has second "re-occurrence" Cash Benefit built in if you were ever diagnosed with a second same - or different trigger illness! GREAT for people with the new higher deductible plans of Obamacare. Let it pay your deductible and other "out of network" costs for you - especially if your monthly insurance premium is "subsidized" - www.obamacarebridge.net
Rates begin at only $7.30 per month YES = ONLY $7.30 PER MONTH!
4) 364 day Multiplan/PHCS PPO "Short Term" Plans
These are 80/20 format plans with a deductible and co-insurance that mirror Major Med plans pre - 2014 - has a annual mammogram and Pap built in at no charge - will not cover pre-existing conditions but does offer easy underwriting - offering straight forward affordable coverage for unexpected illnesses or accidents and paying up to $2 million per year - offers affordable rates and is available in a set time frame from 30 days to 364 days - a good option for people who like co-pay format of coverage that can be renewed - will cover people up to age 64 - GREAT OPTION
DID YOU KNOW: You can negotiate your out of pocket costs for any medical procedure upfront by KNOWING what the "Fair Market Value" (also known as the Usual and Customary) cost of that procedure upfront?
Go to: www.healthcarebluebook.com and look up any procedure nationwide - do NOT let a third party decide what YOU will pay for anything anymore! EMPOWER yourself and only pay the "true market value" of any procedure! Knowledge is POWER
Other Products Positioned to Save you Money:
Living Benefit "Accelerated Payment" Term plans:
Term Life from $50k to $5 million - these plans have built in "Accelerated Benefits" - IF you develop a Critical Illness (heart attack - stroke - cancer - multi - trauma accident - ALS - and 12 other triggers) the plans PAYS you 50% of the ENTIRE benefit upfront - for you to use on whatever you want - medical costs - mortgage - bills - whatever you want - with NO premium increases - for LESS than Major Medical - example - on a $2 million plan YOU will receive that 50% of $1 MILLION upfront in cash and the other $1 million remains as a Life plan for your family - if a heart attack costs only $50k you STILL get the entire $1 MILLION paid in cash upfront to YOU! THIS makes SENSE
Excess "Per Accident" Accident Benefits :
CIGNA covers so much more than just "accident" - pays benefits up to $25,000 per event for things as diverse as Adverse Insect Bite reactions - Chocking - Emergency treatment, diagnostic exams, Coma events, Ambulance, blood plasma/Platelets, ambulance, burns, emergency dental, eye injury, Paralysis, durable medial equipment, follow up treatment, Prosthesis, Rehabilitation, Physical Therapy, Accidental death (up to $100,000) and so much MORE - premiums are in the $17.00 - $45.00 range! Saves you THOUSANDS!
Aiken Health is the CSRA's ONE STOP - ONE CALL Connection
One call - that's all!
Aiken Health Insurance Co.
Call for a Custom Quote Today!!
Plans are Underwritten by Manhattan Life Insurance Company, Standard Life and Accident, ANTEX, Central United Life Insurance Company, ASSURANT, GTL, UnitedHealth, Comprehensive Insurance & Wholesale Benefits Association, Standard Security Life, American Republic, Philadelphia American, HCCMIS & LLOYD'S OF LONDON, CIGNA and many more.
Licensed in SC, NC and GA
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Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10 - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships