Aiken Health Insurance
        Let's Navigate Health Care Together        
          We Offer Non-Obamacare Health Insurance                    You have questions?  We've Got the Answers
            "Your Health Care Advocate Connection"
 
           Helping To Protect Aiken Consumers since 2004 
   803.215.7678

Call  TODAY! 
803.215.7678

What we offer:

Non-Obamacare
Health Insurance  from
Major A+ Rated Carriers

 PPO nationwide Medicare Supp  @ only  $34.50 per month!

 Term Life - up to $5 million - non med for $250k down to $50k

Solid Nationwide Plans including:

Short Term plans
 

Guaranteed Issue Plans - YES!

Small Group Defined Benefit and Hybrid Plans

Critical Illness

Short Term 80/20's

Accident Disability Income Plans

Life - Term

Whole Life and Final Expense

Accident Plans

Cancer Plans

Catastrophic

Dental/vision

Rx Plans

Discount Lab
and more!

Home Page

Want more options? Go to  www.MDSAVE.comn                                      "The Only Thing That Is CONSTANT Is CHANGE"   Heraclitus
                                                                                                                                                                  

ACA  "Obamacare" Premiums in SC are scheduled to go up 35% and GA  just approved a Rate Hike of more than 56%
                           Who can AFFORD that?
 
           Higher monthly premiums - higher out of pocket                                           and less network acceptance.


         It is time you talked to Aiken Health Insurance

                      Who is Aiken Health Insurance ?


We are a local company who has been helping people here in Aiken, GA and NC  find good affordable NON-Obamacare Private Carrier PPO Health Insurance - Life Insurance - Affordable PPO Medicare Supplements -  Excess Cancer - Accident and Short Term and Long Term Disability Income Benefits in Aiken since 2004
                        
Our offices are off Pine Log Rd and we are there by appointment only

     What is kind of coverage is available after Jan 2018?

Your OPTIONS are limited - but we are here to HELP you:

#1)       BC/BS Obamacare - huge premiums - low acceptance EPO - big out of pocket costs - only good IF your premium is Subsidized  (paid for)  by the Government  OR  if you are chronically ill,  currently pregnant or currently being treated for mental illness, alcoholism,  or substance abuse - those things it will cover

#2)     Ministry "sharing" plans - 100% NOT health insurance -  have HIGH out of pocket "deductibles"  and expensive monthly premiums -  one requires you to sign a "power of attorney" allowing them access to your bank account - they have 2 - 3 year wait on any pre-ex condition - or ANYTHING that has EVER been treated:   
"any illness or accident for which a person has had medical treatment  - been examined, taken medication or had symptoms of 24 months prior to the application date is considered a pre - existing condition and not covered for 2 years"         
THAT can mean  ANYTHING!         We do nor suggest these type of plans

#3)     Nationwide Accepted - Dept of Insurance approved NON - Obamacare Private Carrier PPO plans that pay huge sums for Hospitalization and Surgery services - who negotiate down all medical claims thru a massive nationwide PPO network - and pay specific defined benefits for all normal outpatient services - giving you excess Cancer and  Catastrophic event coverage as YOU design it -  with the freedom of being able to tailor YOUR coverage and your premium cost to be as much or as little as YOU want - NO maternity - NO drug rehab and will not cover currently chronically ill.


  What is  "Non-Obamacare" Health Insurance Coverage?

Non-Obamacare Coverage is Private Insurance Carrier PPO Health Insurance coverage which has been approved for sale in each state by that state's Dept of insurance and regulated to protect you - the consumer - and is approved for sale by the Department of Insurance.    This Insurance coverage is offered by Private Insurance Carriers with a nationwide accepted PPO network and Group Associations to lower medical claims.

They are DIFFERENT than the  "cost incurred" type BC/BS plans where you  FIRST meet a BIG out of pocket deductible and then you have to continue to pay MORE out of pocket to meet a co-insurance   (80/20 - 70/30 or 50/50)

Instead they are  DIRECT pay plans - who will either pay the medical claim directly to YOU or to the Medical Care Provider as YOU choose -  with many layers of coverage  that help you with every type of unexpected medical care you need.

 The premiums on these plans are MUCH lower than a non-subsidized ACA plan - have NO upfront deductible to have to meet - they pay 4 times more than the "usual and customary" costs for medical care across the US.

We also offer  "special plans" which WILL cover a person who has had a condition such as a Heart attack - stroke -  cancer or other large chronic illnesses.
 
This absolutely is the BEST coverage available in the US for individuals OR small group coverage.          We can also help you cover your employees!


What other coverage does Aiken Health Insurance offer? 

 *   Private Carrier PPO Health Insurance Plans 
*      Low cost Nationwide Accepted PPO Medicare Supplement Plans 
*      CANCER Plans both multi-coverage  and/or Lump Sum Cash to you
*      Term Life policies $50k up to $5 million dollars
*      Accident - Disability and Critical Illness plans
*      Term Life that pays 50% of the face to you NOW if you get ill
*      Final Expense Whole Life Plans
*      Accident and Illness Disability Plans
*      11 month coverage 100% pay plans in  GA with NO Health Questions
*      ER - Urgent Care and  Ambulance Plans for a "unexpected event"  24/7
On or OFF the Job - NO health Insurance covers a accident on the job

Advocacy Coverage called "GET BENEFIT RELIEF"

"Get Benefit Relief"  -  GREAT coverage EVERYONE can get - regardless of what  coverage you now have -  and everyone absolutely NEEDS this help:

For  ONLY  $21.95   "Get Benefit Relief"  gives you:

*     Teladoc 24/7 Dr on call" via Internet or Smart Phone - get answers to  medical questions - discuss symptoms - they recommend treatments and prescribe medications to your local pharmacy when appropriate
*      Health Advocate - Medical Bill Saver - works to lower ANY uncovered medical or dental not covered by insurance over $400  (think deductible!)
*      Medical Health  Advisor - Navigates healthcare and insurance systems - resolves insurance claims and billing issues - sends you to the right providers and right network for YOUR insurance coverage
*     Nurseline - 24 hour toll free access to experienced registered nurses who can help you with medical questions about a issue you may have plus online health information on 1,200 topics
*     RxCut Prescription Card - deep deep discounts at all big pharmacies
*     Dental Care - save up to 50% on dental bills - LOCAL dentist list available
*     Vision  - save up to 60% on eye-ware - exams - LASIK - and up to 40% off the cost of replacement contacts
*     Hearing Aids - discounts of up to 35% in retail locations and up to 60% thru the mail order program

  Add this to help you with any plan you currently have

 Do I talk to “real doctors” with TeleDoc and real nurses on Nurseline?

Yes.   Teladoc members only talk to actual doctors who are U.S. board-certified internists, state-licensed family practitioners, and pediatricians licensed to practice medicine in the U.S. and living in the U.S.    If you need a non narcotic prescription they can call one in to your pharmacy for you so you do NOT have to get up - get dressed and go to a physical Dr's office or walk in clinic and wait to see a Dr.

 Many Non-Obamacare plans also come with already built in ScriptSave Rx,  Complete Health Link for lower diagnostic testing costs and may have "KARIS Group 360"  Concierge Service which will navigate a PPO provider for you -  help you find the RIGHT labs,  right PPO affiliated nuclear diagnostic facilities and save you money - they even have Medical Bill Negotiators to help you reprice any high out of pocket costs.

  YES - All Included with your Health Plan!
 

                    HOW MAY WE HELP YOU TODAY?

      Call:      Lydia delRossi:  803-215-7678


 
Worried about a "Tax Fine?"    We have a low cost  optional "Tax Fine Exempt" component  available for  you to add to your Non Obamacare  Health Insurance coverage avoid a possible Tax Fine -   but as Obamacare explodes the fine itself is less and less of a concern - millions will not buy Obamacare in 2018 - they can't AFFORD it!

Read what a LOCAL Aiken Health Insurance Consumer has to say:
Sophie Shamblen 

"If anyone is looking for health insurance coverage in Aiken at an affordable price, I would like to share my experience with you.
I cannot thank Lydia DelRossi
and Aiken Health Insurance enough for all they do.
After being hospitalized in June for 7 days with pneumonia and anemia, I started receiving large bills from the hospital.    My bill from Aiken Regional was over $50,000. After some paperwork and a lot of help from Lydia, it was reduced to just over $20,000.     I was freaking out and wondering if my plan would cover it, so I contacted Lydia again and she emailed me back immediately with what I needed to do. I went back to the hospital and got an entire transcript of my medical records.
Three weeks later, I received a check, made out to me, for $26,500. I am now able to pay off the entire hospital bill myself.
This plan has also covered me when I cut my hand and had to go to the ER  ($50 co-pay is all I paid),  and has covered my husband Dave for a pinched nerve     (again $50 co-pay)   and also for Dave's latest visit to Doctors Care for tennis elbow.
I cannot thank Lydia enough for all her efforts, this plan really works and we are proof. The best part is that it, for us, it covers Dave and I for only $380/month!
Sorry to sound like a sales pitch, but I'm just so grateful that I signed up to this policy. It may not work for everyone, but I just wanted to share my experience."
We ARE making such a difference - we were even interviewed by a Nationwide Podcast about how Aiken Health is helping others:

Listen to  the  following  Nationwide Radio  Interview  to  hear  how  we can PROTECT you with a Non-ACA - Non-Obamacare Health Insurance plan as a advocate: 

https://ehealthradio.podbean.com/e/get-your-healthcare-financially-under-control

  
 
DID YOU KNOW: 

When you give a medical care provider a insurance card you are automatically charged 40% - 60% - up to 80% MORE for that procedure that they "settle" with the insurance company for a fraction of that cost?

                                 www.healthcarebluebook.com

KNOW YOUR COSTS - what they charge VS what they will "settle" for - the "usual and customary" is what they will SETTLE for - know it in advance! 

In 2017  YOU  must be a GOOD CONSUMER
- Be smarter - be knowledgeable =  we have all the resources to help you drop your medical costs by the THOUSANDS and be safe with our Private PPO  Coverage plans

N
eed a lab test?      DO NOT have it done at the Dr's office - go to Direct Labs and ask for the "self pay" rate -  OR go to this site to get a quote immediately for Low Cost Lab work   www.labcorp.com   OR   www.SaveOnMedical.com

Need a MRI or CAT Scan  
DO NOT GO TO A HOSPITAL AND PAY $4,000 - $6,000 or MORE -  NO!!
Go to the website   cheapimaging.com   "We Care Medical Mall"   to schedule a test and pay from $380 - $860 for a MRI - or $270 - $470 for a CT Scan = which INCLUDES the Board Certified Radiologist's report - with state of the art MRI and CT Scan equipment - located in over 2800 locations nationwide - with one right here in Augusta GA.  Cost  Includes  Radiologist  Test Reading:   https::// www.facebook.com/WeCareMedicalMall/

Want more options?   Go to www.MDSave.com - look up your procedure at various area facilities - it works like a travel site - find your price and location - pay for it online!   Save HUNDREDS if not THOUSANDS!   Give me your bill and I can have that cost reimbursed BACK to you - if you have my coverage
 

                       
Why Pay More MONEY for the SAME Test?


 
Have a problem NOW with OLD OVERWHELMING Medical Bills?  
Go to this website:

 
https://www.cutmymedicalbills.com/

They can help - that is ALL they do - help people cut medical bills way down
  -  Do NOT let a third party tell YOU what you will pay for YOUR medical care - EMPOWER yourself and only pay the "true market value" of any procedure  - get the LOWEST price and then let me help you get that money REIMBURSED BACK to you......That is a WIN -  WIN!                                                  
DID YOU KNOW:  
  

You can buy that expensive Rx you need to take at a HUGE discount by going to   www.PlanetDrugsDirect.com     (A Dr gave me this link)


If you cannot get a generic  Go to that website now - key in any high dollar drugs you take and see the NEW lower prices you can pay to get that very SAME Prescription Rx online.

More good Rx resources:    www.RxCut.com

            More Insurance Protection Products we offer:

PPO Medicare Supplement Plans  -    We have Nationwide PPO  Medicare Supp Plan G as low as  $96.31  per month - Plan F as low as $121.14  and Plan HDF as low as $34.50 a month!   CALL me FIRST for quotes 


NEW  "IN HOME"  HOME  HEALTH  CARE Aide Coverage!
Plans to put in
Plans to put in place NOW - while you are active and do NOT yet need it - this is NOT Long Term care - this is HOME Health Care to help people STAY in their home and NOT have to go to a nursing home -and it pays IN ADDITION to any coverage you may have - including Medicare! 

Believe me - things can change unexpectedly and FAST and Home Health Care is the fastest growing segment of the population - lock in your rates
NOW -  example: 
 
ages 41 - 45 =  $19.00  a month 
ages 61 - 64 =  $24.40 a month 
ages 76 - 80 =  $42.60 a month

pays for:  Home Health Care Aide - Skilled Nursing - Physical Therapy - Respirator Therapy - Medical Social Services - Rx help - Hospice - Annual Physical Exam - Ambulance - Hearing - Vision - Private Duty Nurse - all in the PRIVACY of your own home  - don't wait until you  need it  - buy it now.

  24 Hour - On the Job or Off the Job Accident Coverage

Benefits are paid directly to you or to your medical care provider - any Dr any Hospital - anywhere-  $2,000 - $5,000 - $7,500 - $10,000 - $20,000 or $25,000 per event - co-ordinates with other coverage so it WILL cover you if you do NOT have Workman's' Comp and get hurt - but it will NOT "double pay"  if that event is covered - but it WILL pay all of your out of pocket costs!

Dental?   Do we have Regular DENTAL & VISION?

Only the BEST - pays up to $5,000 a year - YES - that is $5,000 a year and includes 3 free cleanings and 2 free exams a year plus +  NO waiting DENTAL for Major services - dentists all over the CSRA are in the 2 Dental PPO networks they use - LOW monthly rates - with VISION

 Put your Coverage 
Plans to put in place NOW -  while you are active and do NOT need it yet - believe me - things can change FAST

   
Aiken Health is the CSRA's ONE STOP - ONE CALL Connection

      
Aiken Health Insurance Co.
           803-215-7678
   Call for a Custom Quote Today!!
               
  

Plans are Underwritten by Manhattan Life Insurance Company,  Standard Life and Accident, ANTEX, Central United Life Insurance Company,  ASSURANT Supplement, GTL, UnitedHealth, Comprehensive Insurance & Wholesale Benefits Association, CIGNA, Standard Security Life,  New Era Life, Philadelphia American, HCCMIS & LLOYD'S OF LONDON, TIME, ABA, Colonial and C.H.M. enrollment + many more.

Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10  - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships 

Don't Wait - Call Me today!

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