Welcome  To  OBAMACARE  2016!
    You've Got Questions?    We've Got Answers!
803 - 215 - 7678
      Aiken Health Insurance - Brokers & Consultants 
   Helping  Aiken  County with Health  Insurance since 2004 

Call  TODAY!   
803.215.767   Why Wait?

What we offer:

 Private Carrier ACA "Obamacare" PPO Plans

Alternative Non-Obamacare
Health Insurance Strategies from
Major A+ Rated Carriers

 NEW Obamacare Out of Pocket Protection Plans

  6 - 12 Guarantee Issue  month "Short Term" plan

Solid Nationwide Plans including:

Unlimited PPO Medical Plans

Guaranteed Issue Plans

Small Group Plans

Critical Illness

Short Term 80/20's

Accident Disability Plans

Life - Term

Whole Life and Final Expense


Cancer Plans



Rx Plans

Discount Lab
and more!

Home Page

         "The Only Thing That Is CONSTANT Is CHANGE"

 The  new 2016  "Obamacare Open Enrollment"  Plans are here and with them all new changes to your coverage - your options and yes your costs.

In SC there are no more ACA compliant "PPO network plans"  offered by Obamacare -  SC  "Obamacare"  plans now only offers you the option of  a  "EPO - Exclusive Provider Network"   plan or a "HMO - Health Maintenance Organization"  plan - with the only carriers in the Aiken area are now  UnitedHealth  or a  BC/BS plan

The biggest difference between a HMO network and a EPO network is that with a HMO you choose a PCP - Primary Care Physician - from their specific HMO network of Dr's  - BC/BS has EPO coverage which does NOT demand a PCP or any Pre-Authorization prior to usage.

Aiken Health  can now help you secure  Subsidized  AND Non- Subsidized  Private Coverage  from both UnitedHealth  and BC/BS  as well as the very popular  Non-Obamacare "Alternative Coverage Strategies"  if you do not want a OBAMACARE Plan - with our new associates we can do it all

 NON-Obamacare PPO plans  are much more affordable - are rich with benefits &  coverage that will protect you from  unexpected illness or accident  claims.   These plans are underwritten so chronically ill people will not be approved - but they are the  # 1 "go-to"   "Alternative Coverage"  option giving you Nationwide PPO coverage  at a FRACTION of the cost of a Obamacare premium - IF you can qualify.

We can help you today!       

There are only  3  types  of  Individual  Health  Insurance now:

"ON  Exchange"   Obamacare HMO and /or EPO coverage applied for on the Federal Exchange subject to IRS verification of your job - your total family income and your previously filed tax returns - covers you regardless of any health conditions and IF your income is in the  "100%  - 400%   of the Federal Poverty Level"  they will help you pay your premium 

2)      "OFF   Exchange"    Direct from Carrier Private  ACA coverage issued  directly to you    No subsidy "help" on cost of premium BUT  -  there is no proof of income required 
- full ACA coverage - just like On Exchange overage BUT with only 4 questions to get immediate coverage - no income or job scrutiny -  and we can help

"N Exchange" PRIVATE  Non-Obamacare  Health Insurance Plans - nationwide "Alternative  Coverage PPO plans"   NOT subject to the Health Bill  which can also offer you a "optional"  component which can completely EXEMPT  YOU from a potential  "2017 TAX FINE"  and MORE - Cancer Coverage + Critical Illness + Life - many moving parts   

We are EXPERTS in "Alternative  Insurance Strategies" and have researched to offer you only the BEST and most affordable PPO plans offered by AA+ Major Carriers designed to give YOU a option of  coverage for "unexpected" medical claims - offering extensive inpatient hospitalization and outpatient medical benefits including Dr office visits, ER,  Rx, wellness, inpatient as well as outpatient surgery,  Lab, diagnostics, ambulatory care services, ambulance and urgent care - giving you all the coverage you need - and none of the excess "mandates"  you do NOT want or need  - backed by Major Carriers for people who want
solid independent and affordable  private PPO  coverage 
with NO HMO restrictions and in many cases NO DEDUCTIBLE to have to meet first  - OR a deductible which is only connected to a  "catastrophic inpatient hospitalization"  or Major Surgery event requiring general anesthesia  



Aiken Health is a Federally Certified Agent    We are Certified  by the Federal government to sell  "On" and "OFF"  the Federal Exchange and we  know the architecture of ObamaCare inside and out.  

We want you to be aware of  ALL the available options on the market today  so you can choose what is best for you!

DID YOU KNOW:       You can negotiate your out of pocket costs for any medical procedure upfront by KNOWING what the "Fair Market Value" cost of that procedure upfront?

Go to:   www.healthcarebluebook.com    and look up any procedure nationwide - do NOT let a third party decide what YOU will pay anymore    EMPOWER yourself and only pay the "true market value" of any procedure!                       Knowledge  is  POWER

DID YOU KNOW:   You can buy expensive Rx at a HUGE discount by going to www.PlanetDrugsDirect.com ?    Go now - key in any high dollar drugs you take and see the NEW lower prices you can now pay! 

                   Other Products Positioned to Save you Money:

Dental?  Do we have  DENTAL & VISION?
Only the BEST - pays up to $3,500 a year and includes 3 free cleanings and 2 free exams a year plus -  NO waiting DENTAL for Major services - dentists all over the CSRA are in the 2 Dental PPO networks they use - LOW monthly rates!

Guarantee Acceptance Life Insurance - up to $170k - regardless of your health!  Diabetic?  Heart Attack?  Cancer?  COPD?  NO PROBLEM!
New TERM Life product - from ages 18 - 69 - keep it to age 99 - all you need is to be working at least 20 hours a week - even if self employed - low premiums!

      No Health Questions At ALL - none!  100% approved coverage

Term LIVING Insurance plans:

Life Insurance from  $50k to $5 million  - these plans pay you 50% of the total value UPFRONT if you develop a Critical Illness  (heart attack - stroke - cancer - multi - trauma accident - ALS - and 10 other triggers)  for you to use however you want - medical costs - mortgage - bills - take a trip - whatever you want - with NO premium increases - for LESS than Major Medical - example - on a $1 million plan YOU will receive $500k  upfront tax free and the other $500k remains as a Term Life plan for your family - if a heart attack costs only $50k  you STILL get the entire 50% - of $500k  paid tax free - in cash-  upfront!

Excess  Accident Benefits :   Plans that cover so much more than just a "accident" - pays benefits up to $25,000  for things as diverse as Adverse Insect Bite reactions - Chocking - Emergency treatment, diagnostic exams, Coma events, Ambulance, blood plasma/Platelets, ambulance, burns, emergency dental,  eye injury, Paralysis, durable medial equipment, follow up treatment, Prosthesis, Rehabilitation, Physical Therapy, Accidental death (up to $100,000) and so much MORE - premiums are in the $17.00 - $45.00 range! 

 Chemo/Radiation and Heart Attack excess plans: 
Pays up to $50,000 Cash to you  for First Diagnosis of any Cancer or Heart issue - add it to a Plan or just have it for the "What if" for your mortgage - bills and recovery - premiums begin in the $30 per month range! $25k - $30k or $40k too
OBAMACARE "Out Of Pocket" GAP  Protection Plans:
Pays in addition to any plan you have - pays CASH directly to you to use as you wish - $2,500 - $5,000  OR the full $6,350 paid for your first admission to the Hospital - $50 for a Dr visit paid 2x a year - $200 a day while confined - another $3,000 if you ever have a outpatient surgery and $250 for 4 accident /ER visit - let this pay your DEDUCTIBLE for you!     Premiums begin at only $23.57! 

Aiken Health is the CSRA's ONE STOP - ONE CALL Connection

Aiken Health Insurance Co.
    Call for a Custom Quote Today!!

                              Licensed in SC  and GA

    https://www.rxcut.com   -   Get our FREE card NOW!
      Ask anyone - THIS card cuts Rx cost to a  fraction!

www.wellcardsavings.com - GREAT free card that helps with Rx - Lab work - dental - viosn and so much more

Plans are Underwritten by Manhattan Life Insurance Company,  Standard Life and Accident, ANTEX, Central United Life Insurance Company,  ASSURANT Supplement, GTL, UnitedHealth, Comprehensive Insurance & Wholesale Benefits Association, CIGNA, Standard Security Life,  New Era Life, Philadelphia American, HCCMIS & LLOYD'S OF LONDON, CIGNA, TIME, ABA, Colonial and C.H.M. enrollment + many more.

 Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10  - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships 

Don't Wait - Call Me today!

Website Builder