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                                      "The Only Thing That Is CONSTANT Is CHANGE"   Heraclitus
                                                                                                                                                                  

  Who is Aiken Health Insurance and are you in Aiken?

Yes - We have been helping people here in the CSRA find good affordable Private Health Insurance - Life Insurance - Medicare Supplement Plans - Excess Cancer - Accident and  "Unexpected Event Cash to You" Benefits here in Aiken since 2004
Our offices are off Pine Log Rd - and by appointment only

      What is  "Non-Obamacare" Alternative Coverage?

Non-Obamacare Alternative Coverage is Department of Insurance approved Health Insurance coverage offered by Private PPO carriers NOT affiliated with the Federal Exchange - not connected to your income and accepted by Drs and facilities nationwide.  They are NOT "Guarantee issue" so some people may not be qualified to be covered and some medical conditions may require a 12 month wait until covered - however the premiums are MUCH lower than a Non Subsidized ACA plan - and generally have NO deductible to have to first meet - they pay 3 - 4 times the "usual and customary" costs for medical care across the US.   This is the BEST coverage available.

What other coverage does Aiken Health Insurance offer? 
 
We offer people in SC and GA:

*     Low cost PPO Medicare Supplement Plans 
*     Non-Obamacare Nationwide PPO Health Insurance
*     Lump Sum CANCER Plans to offset your expenses - $50,000   
*     Term Life policies $50k up to $5 million dollars
*     Accident - Disability and Critical Illness plans
*     Term Life that pays 50% of the face to you NOW if you get ill
*      Final Expense Whole Life Plans
*    "Cash to You"  plans that pay you if you were sick or hurt - which pays cash to you  - on top of whatever other coverage you have 

                HOW MAY WE HELP YOU TODAY?

Do you have a Health Insurance Plan with a high out-of-pocket deductible?    Have you discovered with your Group or Obamacare plan that you must pay EVERYTHING out of pocket before your plan will pay anything?      Are you  bleeding money?
Call us for a quote on the new "Obamacare Deductible Buster"

Lydia delRossi:  803-215-7678

 Worried about a "Tax Fine?"    Our PPO plans have a available "Tax Fine Exempt" component  -  and Trump has recently  ceased the Tax Fine

Read what a LOCAL Aiken Health Insurance Consumer has to say:
Sophie Shamblen 

"If anyone is looking for health insurance coverage in Aiken at an affordable price, I would like to share my experience with you.

I cannot thank Lydia DelRossi
and Aiken Health Insurance enough for all they do.

After being hospitalized in June for 7 days with pneumonia and anemia, I started receiving large bills from the hospital.    My bill from Aiken Regional was over $50,000. After some paperwork and a lot of help from Lydia, it was reduced to just over $20,000.     I was freaking out and wondering if my plan would cover it, so I contacted Lydia again and she emailed me back immediately with what I needed to do. I went back to the hospital and got an entire transcript of my medical records.

Three weeks later, I received a check, made out to me, for $26,500. I am now able to pay off the entire hospital bill myself.

This plan has also covered me when I cut my hand and had to go to the ER  ($50 co-pay is all I paid),  and has covered my husband Dave for a pinched nerve     (again $50 co-pay)   and also for Dave's latest visit to Doctors Care for tennis elbow.

I cannot thank Lydia enough for all her efforts, this plan really works and we are proof. The best part is that it, for us, it covers Dave and I for only $380/month!

Sorry to sound like a sales pitch, but I'm just so grateful that I signed up to this policy. It may not work for everyone, but I just wanted to share my experience."

We ARE making such a difference - we were even interviewed by a Nationwide Podcast about how Aiken Health is helping others:

Listen to  the  following  Nationwide Radio  Interview  to  hear  how  we can PROTECT you with a Non-ACA - Non-Obamacare Health Insurance plan as a advocate: 

https://ehealthradio.podbean.com/e/get-your-healthcare-financially-under-control

Aiken Health Insurance  specializes in  "Non-Obamacare"  Private  Nationwide PPO  Coverage -  so -  if  you  want  solid  NON-Obamacare  Health Insurance  to offset unexpected medical events  we can  get you covered easily -  affordably and simply.

                               We can help you today                                                   

"Obamacare Is Failing Exactly The Way The Critics Said It Would" 

 Investor's Business Daily    08/04/2016

Non-Obamacare plans include:
 
1)     Rich "Defined Benefit" Plans with No Deductible to have to meet - coverage exceeds $1 million per person  per year - pays 3x over  "usual and customary" costs with HUGE Hospitalization + Excess Cancer Coverage
    
2)     Hybrid plans with immediate coverage of regular outpatient  care and a deductible  ONLY for a  "Inpatient Hospitalization" - deductibles options range from $500 - $5000 -  and they pay up to $1 million per person per year

3)    100% Guarantee Issue plans - regardless of your past or current health issues

  Our Health Insurance plans will cover a Type 2 Diabetic - as well as people on HBP medicines and/or cholesterol Rx as well as other common medications  conditions which are  "Stable"  so ask us if we can cover  you - I am sure we can.

Aiken Health Consumer ADVOCATE RESOURCES:

DID YOU KNOW: 
When you give a medical care provider a Obamacare insurance card you are automatically charged 40% - 60% - up to 80% MORE for that procedure that they "settle" with the insurance company for a fraction of that cost?   

In 2017  YOU  must be a GOOD CONSUMER - Be smarter - be knowledgeable = we have all the resources to help you drop your medical costs by the THOUSANDS and be safe with our Private Coverage plans

Need a lab test?      DO NOT have it done at the Dr's office - go to Direct Labs and ask for the "self pay" rate -  OR go to this site to get a quote immediately for Lab work which can be done right up the road in West Columbia, SC!

                             http://www.any lab test now .com

Need a MRI or CAT Scan?   

DO NOT GO TO A HOSPITAL AND PAY $4,000 - $6,000 or MORE -  NO - we have ADVOCATE RESOURCES available right here in the CSRA:

Go to the website below  @ "We Care Medical Mall"  to schedule a test and pay from $380 - $860 for a MRI - or $270 - $470 for a CT Scan = which INCLUDES the Board Certified Radiologist's report - with state of the art MRI and CT Scan equipment - located in over 2800 locations nationwide - with one right here in Augusta GA.  Cost  Includes  Radiologist  Test Reading 
 
                                      www.cheapimaging.com

                    Why Pay More MONEY for the SAME Test?

DID YOU KNOW: 
You can negotiate all your Medical Bill out of pocket costs for any medical procedure by KNOWING upfront what the "Usual and Customary / Fair Market Value" cost of that procedure really is - the true actual real price the medical provider settles for - not the INFLATED "insurance cost" that they WANT you to pay!     If you know that in advance your out of pocket costs can drop HUNDREDS and sometimes THOUSANDS of dollars!  Be Smart
   
Go to this link:

www.healthcarebluebook.com      look up any procedure in any zip code in America.   KNOW the TRUE  "fair market value"  CASH self pay rate accepted by the medical provider right there - regardless of what the WANT to charge you for a "insurance rate".   Why pay more?    Be a SMART Consumer:    www.SaveOnMedical.com

 Have a problem with current OVERWHELMING Medical Bills?  

Go to this website:

https://www.cutmymedicalbills.com/

They can help - that is ALL they do - help people cut bills way down

Do NOT let a third party tell YOU what you will pay for YOUR medical care - EMPOWER yourself and only pay the "true market value" of any procedure  - get the LOWEST price and then let me help you get that money REIMBURSED BACK to you......That is a WIN -  WIN!
                                                    

DID YOU KNOW:    

You can buy that expensive Rx you need to take at a HUGE discount by going to   www.PlanetDrugsDirect.com    (A Dr gave me this info)

If you cannot get a generic equivalent of that Rx - Go to that website now - key in any high dollar drugs you take and see the NEW lower prices you can pay to get that very SAME Prescription Rx online.

More good Rx resources:   www.goodrx.com 

            More Insurance Protection Products we offer:

PPO Medicare Supplement Plans  -    We have Nationwide PPO  Medicare Supp Plan G as low as  $96.31  per month - Plan F as low as $121.14  and Plan HDF as low as $34.50 a month!   CALL me FIRST for quotes 

NEW  "IN HOME"  HOME  HEALTH  CARE!

Plans to put in Plans to put in place NOW - while you are active and do NOT yet need it - this is NOT Long Term care - this is HOME Health Care to help people STAY in their home and NOT have to go to a nursing home -and it pays IN ADDITION to any coverage you may have - including Medicare! 

Believe me - things can change unexpectedly and FAST and Home Health Care is the fastest growing segment of the population - lock in your rates NOW -  example: 
 
ages 41 - 45 = $19.00  a month 
ages 61 - 64 = $24.40 a month 
ages 76 - 80 = $42.60 a month

pays for:  Home Health Care Aide - Skilled Nursing - Physical Therapy - Respirator Therapy - Medical Social Services - Rx help - Hospice - Annual Physical Exam - Ambulance - Hearing - Vision - Private Duty Nurse - all in the PRIVACY of your own home  - don't wait until you  need it  - buy it now.

  24 Hour - On the Job or Off the Job Accident Coverage

Benefits are paid directly to you or to your medical care provider - any Dr any Hospital - anywhere-  $2,000 - $5,000 - $7,500 - $10,000 - $20,000 or $25,000 per event - co-ordinates with other coverage so it WILL cover you if you do NOT have Workman's' Comp and get hurt - but it will NOT "double pay"  if that event is covered - but it WILL pay all of your out of pocket costs!

Dental?      Do we have  regular DENTAL & VISION?

Only the BEST - pays up to $3,500 a year and includes 3 free cleanings and 2 free exams a year plus -  NO waiting DENTAL for Major services - dentists all over the CSRA are in the 2 Dental PPO networks they use - LOW monthly rates

 Put your Coverage  Plans to put in place NOW - while you are active and do NOT need it yet -   believe me - things can change FAST and Home Health Care costs keep going up up and up - lock in your rates in

    Aiken Health is the CSRA's ONE STOP - ONE CALL Connection

       Aiken Health Insurance Co.
            803-215-7678
   Call for a Custom Quote Today!!
                 

Plans are Underwritten by Manhattan Life Insurance Company,  Standard Life and Accident, ANTEX, Central United Life Insurance Company,  ASSURANT Supplement, GTL, UnitedHealth, Comprehensive Insurance & Wholesale Benefits Association, CIGNA, Standard Security Life,  New Era Life, Philadelphia American, HCCMIS & LLOYD'S OF LONDON, TIME, ABA, Colonial and C.H.M. enrollment + many more.

Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10  - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships 

Don't Wait - Call Me today!