The new 2016 "Obamacare Open Enrollment" Plans are here and with them all new changes to your coverage - your options and yes your costs.
In SC there are no more ACA compliant "PPO network plans" offered by Obamacare - SC "Obamacare" plans now only offers you the option of a "EPO - Exclusive Provider Network" plan or a "HMO - Health Maintenance Organization" plan - with the only carriers in the Aiken area are now UnitedHealth or a BC/BS plan
The biggest difference between a HMO network and a EPO network is that with a HMO you choose a PCP - Primary Care Physician - from their specific HMO network of Dr's - BC/BS has EPO coverage which does NOT demand a PCP or any Pre-Authorization prior to usage.
Aiken Health can now help you secure Subsidized AND Non- Subsidized Private Coverage from both UnitedHealth and BC/BS as well as the very popular Non-Obamacare "Alternative Coverage Strategies" if you do not want a OBAMACARE Plan - with our new associates we can do it all!
There are only 3 types of Individual Health Insurance now:
DID YOU KNOW: You can negotiate your out of pocket costs for any medical procedure upfront by KNOWING what the "Fair Market Value" cost of that procedure upfront?
Go to: www.healthcarebluebook.com and look up any procedure nationwide - do NOT let a third party decide what YOU will pay anymore EMPOWER yourself and only pay the "true market value" of any procedure! Knowledge is POWER
DID YOU KNOW: You can buy expensive Rx at a HUGE discount by going to www.PlanetDrugsDirect.com ? Go now - key in any high dollar drugs you take and see the NEW lower prices you can now pay!
Other Products Positioned to Save you Money:
Dental? Do we have DENTAL & VISION?
Only the BEST - pays up to $3,500 a year and includes 3 free cleanings and 2 free exams a year plus - NO waiting DENTAL for Major services - dentists all over the CSRA are in the 2 Dental PPO networks they use - LOW monthly rates!
Guarantee Acceptance Life Insurance - up to $170k - regardless of your health! Diabetic? Heart Attack? Cancer? COPD? NO PROBLEM!
New TERM Life product - from ages 18 - 69 - keep it to age 99 - all you need is to be working at least 20 hours a week - even if self employed - low premiums!
No Health Questions At ALL - none! 100% approved coverage
Term LIVING Insurance plans:
Life Insurance from $50k to $5 million - these plans pay you 50% of the total value UPFRONT if you develop a Critical Illness (heart attack - stroke - cancer - multi - trauma accident - ALS - and 10 other triggers) for you to use however you want - medical costs - mortgage - bills - take a trip - whatever you want - with NO premium increases - for LESS than Major Medical - example - on a $1 million plan YOU will receive $500k upfront tax free and the other $500k remains as a Term Life plan for your family - if a heart attack costs only $50k you STILL get the entire 50% - of $500k paid tax free - in cash- upfront!
Excess Accident Benefits : Plans that cover so much more than just a "accident" - pays benefits up to $25,000 for things as diverse as Adverse Insect Bite reactions - Chocking - Emergency treatment, diagnostic exams, Coma events, Ambulance, blood plasma/Platelets, ambulance, burns, emergency dental, eye injury, Paralysis, durable medial equipment, follow up treatment, Prosthesis, Rehabilitation, Physical Therapy, Accidental death (up to $100,000) and so much MORE - premiums are in the $17.00 - $45.00 range!
Chemo/Radiation and Heart Attack excess plans:
Pays up to $50,000 Cash to you for First Diagnosis of any Cancer or Heart issue - add it to a Plan or just have it for the "What if" for your mortgage - bills and recovery - premiums begin in the $30 per month range! $25k - $30k or $40k too
OBAMACARE "Out Of Pocket" GAP Protection Plans:
Pays in addition to any plan you have - pays CASH directly to you to use as you wish - $2,500 - $5,000 OR the full $6,350 paid for your first admission to the Hospital - $50 for a Dr visit paid 2x a year - $200 a day while confined - another $3,000 if you ever have a outpatient surgery and $250 for 4 accident /ER visit - let this pay your DEDUCTIBLE for you! Premiums begin at only $23.57!
Aiken Health is the CSRA's ONE STOP - ONE CALL Connection
Aiken Health Insurance Co.
Call for a Custom Quote Today!!
Plans are Underwritten by Manhattan Life Insurance Company, Standard Life and Accident, ANTEX, Central United Life Insurance Company, ASSURANT Supplement, GTL, UnitedHealth, Comprehensive Insurance & Wholesale Benefits Association, CIGNA, Standard Security Life, New Era Life, Philadelphia American, HCCMIS & LLOYD'S OF LONDON, CIGNA, TIME, ABA, Colonial and C.H.M. enrollment + many more.
Licensed in SC and GA
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Ask anyone - THIS card cuts Rx cost to a fraction!
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Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10 - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships