Welcome  To  OBAMACARE  2016!
                       
    You've Got Questions?    We've Got Answers!
                                   
803 - 215 - 7678
      Aiken Health Insurance - Brokers & Consultants 
   Helping  Aiken  County with Health  Insurance since 2004 



Call  TODAY!   
803.215.7678   Why Wait?

What we offer:

 Private Carrier ACA "Obamacare" PPO Plans

Alternative Non-Obamacare
Health Insurance Strategies from
Major A+ Rated Carriers

 NEW Obamacare Out of Pocket Protection Plans

  6 - 12 Guarantee Issue  month "Short Term" plan

Solid Nationwide Plans including:

Unlimited PPO Medical Plans
 

Guaranteed Issue Plans

Small Group Plans

Critical Illness

Short Term 80/20's

Accident Disability Plans

Life - Term

Whole Life and Final Expense

Accident

Cancer Plans

Catastrophic

Dental/vision

Rx Plans

Discount Lab
and more!

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         "The Only Thing That Is CONSTANT Is CHANGE"
                                                                                                                                                                                 Heraclitus

Obamacare has come and almost gone - the last enrollment is Jan 31 with a March  One begin date.
 

Due to our affiliation with  Insurance Masters  Aiken Health  can now help you secure  your  ACA BC/BS EPO coverage - subsidized  OR  Private 

BUT - Did you know that  you may be 100% EXEMPT from the "Tax Fine" of Obamacare - and not know it?      If the lowest premium you were  quoted for a ACA plan  exceeds   8% of  your personal - or - as a married couple  "total joint"  MONTHLY  income - you are EXEMPT! 
 

You read it right - if premium exceeds  8% of monthly income - EXEMPT!

YES - this usually applies to people who do not receive a subsidized premium - and those premiums are OUTRAGEOUS - but do the math!


Aiken Health Insurance specializes in  GREAT   "Non-Obamacare Alternative Coverage"- so -  if you do not want a OBAMACARE Plan - or cannot AFFORD a  Obamacare Plan - we can help you now and later. 


 NON-Obamacare PPO plans  are much more affordable - are rich with benefits &  coverage that will protect you from  unexpected illness or accident  claims.   These plans are not guarantee issued plans  - but are underwritten  so chronically ill - pregnant - or persons with substance abuse and/or mental illness  will not be approved - this keeps the companies STRONG and prices low.   They are absolutely the  # 1  "go-to" for Alternative Health Insurance Coverage options nationwide now - giving you Nationwide PPO coverage  at a FRACTION of the cost of a Obamacare premium - if  I can get you approved.......so let's see if I CAN! 

       
We can help you today!       

There are only  2  types  of  Individual  Health  Insurance now:


1)      
"ON / OFF  Exchange"   Guaranteed Issue Obamacare coverage applied for thru the oversight of the Federal Exchange =  SUBSIDIZED plans are subject to IRS verification of your job - your total family income and your previously filed tax returns - covers you immediately regardless of any health conditions and  IF your income is in the  "100%-400%  of the Federal Poverty Level"  they will  "subsidize"  your premium

NON SUBSIDIZED  Guarantee Issue plans also go thru the IRS - but they are far more expensive - you do not have to verify income or job status - just be willing and able to pay the massive premiums + deductibles 



2)     
"NO  Exchange"  PRIVATE Non-Obamacare Health Insurance Plans -  Nationwide Coverage PPO plans  NOT subject to the Health Bill  which can possibly completely EXEMPT  YOU from a potential  "2017 TAX FINE"  and offers so much coverage YOU design including the basic services such as inpatient and outpatient Surgery - ER - Hospitalization - ICU - post care rehab - Dr office - Lab services  - urgent care - Rx discounts - imaging - excess Accident and Critical Illness + ambulance cancer /chemo  and MORE specialized coverage you can choose as YOU want!   

We are EXPERTS in "Alternative  Insurance Strategies" and offer you only the BEST and most affordable PPO plans by AA+ Major Carriers designed to give you and your family coverage for  those "unexpected illnesses and accidents" - and a check up visit to say well  giving you all the coverage you need - and none of the excess "mandates"  you do NOT.

Backed by Major Carriers for people who want
solid independent and affordable  private PPO coverage 
with NO HMO or EPO restrictions and in many cases NO DEDUCTIBLE to have to meet first - in some plans the   deductible you choose is only connected to a  "catastrophic inpatient hospitalization" with outpatient services available immediately. 
 

WE  OFFER THE  VERY  BEST  PRIVATE  COVERAGE  AVAILABLE

              

Aiken Health is a Federally Certified Agent    We are Certified  by the Federal government to sell  "On" and "OFF"  the Federal Exchange and we  know the architecture of ObamaCare inside and out.  

We want you to be aware of  ALL the available options on the market today  so you can choose what is best for you!

 

DID YOU KNOW:       You can negotiate your out of pocket costs for any medical procedure upfront by KNOWING what the "Fair Market Value" cost of that procedure upfront?

Go to:   www.healthcarebluebook.com    and look up any procedure nationwide - do NOT let a third party decide what YOU will pay anymore    EMPOWER yourself and only pay the "true market value" of any procedure!                       Knowledge  is  POWER

DID YOU KNOW:     You can buy expensive Rx at a HUGE discount by going to  www.PlanetDrugsDirect.com     Go now - key in any high dollar drugs you take and see the NEW lower prices you can pay right now!! 

                   Other Products Positioned to Save you Money:

Dental?  Do we have  DENTAL & VISION?
Only the BEST - pays up to $3,500 a year and includes 3 free cleanings and 2 free exams a year plus -  NO waiting DENTAL for Major services - dentists all over the CSRA are in the 2 Dental PPO networks they use - LOW monthly rates!

Ever heard of a  Guarantee Acceptance Life Insurance policy - up to $170k - regardless of your health?   Diabetic?  Heart Attack?  Cancer?   COPD?  NO PROBLEM!          THIS IS HUGE!!!
New TERM Life product - from ages 18 - 69 - then you can keep it to age 99 - all you need is to be working at least 20 hours a week - even if self employed - low premiums!

      No Health Questions At ALL - none!  100% approved coverage


Term LIVING Insurance plans:
Life Insurance from  $50k to $5 million  - these plans pay you 50% of the total value UPFRONT if you develop a Critical Illness  (heart attack - stroke - cancer - multi - trauma accident - ALS - and 10 other triggers)  for you to use however you want - medical costs - mortgage - bills - take a trip - whatever you want - with NO premium increases - for LESS than Major Medical - example - on a $1 million plan YOU will receive $500k  upfront tax free and the other $500k remains as a Term Life plan for your family - if a heart attack costs only $50k  you STILL get the entire 50% - of  $500k  paid tax free - in cash-  upfront!

Excess  Accident Benefits :  
Plans that cover so much more than just a "accident" -
 pays benefits up to $25,000  for things as diverse as Adverse Insect Bite reactions - Chocking - Emergency treatment, diagnostic exams, Coma events, Ambulance, blood plasma/Platelets, ambulance, burns, emergency dental,  eye injury, Paralysis, durable medial equipment, follow up treatment, Prosthesis, Rehabilitation, Physical Therapy, Accidental death (up to $100,000) and so much MORE - premiums are in the $17.00 - $45.00 range! 

Chemo/Radiation and Heart Attack excess plans: 
 
 
Pays up to $50,000 Cash to you  for First Diagnosis of any Cancer or Heart issue - add it to a Plan or just have it for the "What if"  for your mortgage - bills and recovery - premiums begin in the $30 per month range! 

OBAMACARE "Out Of Pocket" Deductible Paying Plans:
Pays CASH to you - in addition to any plan you have - pays CASH directly to you for any qualifying medical bill  - $2,500 - $5,000  OR the full $6,350 paid for your first admission to the Hospital - $50 for a Dr visit paid 2x a year - $200 a day while confined - another $3,000 if you ever have a outpatient surgery and $250 for 4 accident /ER visit - let this pay your DEDUCTIBLE for you!     Premiums begin at only $23.57! 


   
Aiken Health is the CSRA's ONE STOP - ONE CALL Connection

      
Aiken Health Insurance Co.
  803-Call for a Custom Quote Today!!


                              Licensed in SC  and GA

    https://www.rxcut.com   -   Get our FREE card NOW!
      Ask anyone - THIS card cuts Rx cost to a  fraction!

www.wellcardsavings.com - GREAT free card that helps with Rx - Lab work - dental - vision and so much more


Plans are Underwritten by Manhattan Life Insurance Company,  Standard Life and Accident, ANTEX, Central United Life Insurance Company,  ASSURANT Supplement, GTL, UnitedHealth, Comprehensive Insurance & Wholesale Benefits Association, CIGNA, Standard Security Life,  New Era Life, Philadelphia American, HCCMIS & LLOYD'S OF LONDON, CIGNA, TIME, ABA, Colonial and C.H.M. enrollment + many more.

Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10  - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships 

Don't Wait - Call Me today!

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