Aiken Health Insurance Company
           Featuring all NEW Insurance products, 
 Cutting Edge Information and Personal Service
           We will reduce your cost and exposure!                    803-215-7678 


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What we offer:

 Private Carrier ACA "Obamacare" PPO Plans

Alternative Non-Obamacare
Health Insurance Strategies from
Major A+ Rated Carriers

100% coverage NEW Medicare GAP Plans

Solid Nationwide Plans including:

Unlimited PPO Medical Plans
 

Guaranteed Issue Plans

Small Group Plans

GREAT Medicare Supplement Plans all year!

Critical Illness

Short Term 80/20's

Accident Disability Plans

Life - Term

Whole Life and Final Expense

Accident

Cancer Plans

Catastrophic

Dental/vision

Rx Plans

Discount Lab
and more!

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  "The Only Thing That Is CONSTANT Is CHANGE"
                                                                                                                                                                                 Heraclitus

          AIKEN HEALTH HAS GREAT NEWS!!!  

Aiken Health ANNOUNCES we have been selected to offer a new PRIVATE CARRIER ENROLLMENT EXCHANGE offering a nationwide AA+ carrier who will give you   100% SUBSIDIZED ACA  coverage with NO HMO network requirements and NO Federal Exchange!   Nationwide PPO coverage - effective Jan 01, 2015 with pre-enrollment beginning in November.  Hate your current plan?   CALL US TO SWITCH!   Nobody takes your HMO?  Call us to switch!  Hate the Federal exchange?  Call us then!  BUT FOR TODAY:

Can you get still Health Insurance right now - today?

            OF COURSE YOU CAN!

The NEW NON-Obamacare NO DEDUCTIBLE PPO plans are sweeping the nation - rich super & affordable  coverage that will absolutely protect you from unexpected illness or accient claims RIGHT NOW!   EZ enrollment - first dollar coverage - with all you want in Health Insurance coverage - but NOT Guarantee Issue  (call to see if you can be approved)

Also - if you just lost your old plan - if your COBRA or your old Major Med plan just dumped you - we can help you today with PRIVATE  carrier ACA coverage.

Are you looking for affordable coverage NOW without HMO restrictions?   Coverage that is accepted NATIONWIDE?   Coverage with NO price increases?  
 
                  We can help you today!

Let us show you the NEW options that are available - All Year LONG!

As  of January 2014  there are only  3  types of  Individual Health  Insurance:

1)     
"On Exchange"  Obamacare  HMO coverage applied for on the Federal Exchange thru the IRS.   Enrollment now OVER - with special exemptions. Complex process with limited HMO overage options and spotty coverage.

2)      "Off  Exchange"   Private Carrier ACA coverage which is issued directly to you thru a Major Med insurance carrier - Only 4 questions to be covered.  It is ACA compliant but it is PRIVATE coverage.  Make more than $45,000?    We have GREAT AA+ direct coverage carriers.  Our NEWEST  Carrier offers 100% fully subsidized plans with absolutely nationwide PPO coverage as of 01/01/15  -  NO HMO's  - no exclusions - no problem!


3)   
"No Exchange"  New Health Insurance Strategies which are NOT subject to the Health Bill  - these super rich and affordable PPO plans are offered by  AA+ Major Carriers designed to cover medical expenses including Dr office visits, ER,  Rx, wellness, surgery, hospitalization, Lab, diagnostics, ambulatory care services and urgent care - giving you all the coverage you want in Health Insurance - and none of the excess "mandates" you do NOT want  - backed by Major Carriers for people who want solid independent and affordable  PPO  coverage for themselves and their families - with NO HMO restrictions and in many cases NO DEDUCTIBLE to have to meet first!  TOP IN THE NATION!
                   These plans are sweeping the NATION right now!

 

Aiken Health is a Federally Certified Agent    We have been approved by the Federal government to sell "On" the Exchange and know the architecture of ObamaCare inside and out.   We want you to be aware of  ALL the available options on the market today  so you can choose what is best for you.

Have you recently bought a Obamacare policy and now realize you have very limited "In Network" HMO coverage and HUGE deductibles YOU have to now meet out of pocket?   NOW WHAT?  Simple!   Call us to switch over to the NEW ACA PPO on our NEW Private Carrier Exchange  in November!

Aiken Health also has several   "Obamacare Bridge" Deductible and co-insurance GAP plans - for example :  The Patriot Plan that will pay YOU CASH MONEY for any medical attention on your "Obamacare" plan  - $5000 for a hospital confinement + $150 when admitted + up to $10,000 ICU + $5,000 inpatient surgery and $1000 per day anesthesia  + $250 per day private duty nurse + $250 Urgent care accident outpatient services 4 x per  year + up to $2,000 for each specific injury
- for about $40 per month!   These plans are designed to pay your "out of network" financial exposure and your out of pocket deductible costs for you!  GREAT DAY!  See:    www.obamacarebridge.net

 

Need  Coverage NOW ?    THEN  YOU ARE AT THE RIGHT SITE!

1)  We have PRIVATE "ACA" compatible plans direct from the carrier:
No pre-existing exclusions - full bore Major Med - all the bells and whistles mandated in these type plans by the Health Bill - free preventative - maternity - pediatric dental and vision benefits  - Rx coverage - all of it - direct from PRIVATE carriers with HUGE networks covering you in both Aiken and Augusta as well.  NO IRS - no income questions - NO Federal Exchange - no subsides and no problem. Get covered in 24 - 48 hours.  Perfect for the self employed or those with pre - ex conditions who need coverage with local Dr's and LOCAL facilities

2)     "No Exchange"  Private  NON-Obamacare  PPO Coverage Plans:
 
    
 T
hese plans offer RICH benefits - 365 day hospitalization confinement - pays $6,000 per day hospital confinement- $12,000 per day ICU - unlimited inpatient and out patient surgery - post care and physical therapy - Dr office visits - wellness - ER- diagnostic Lab - x-ray and imaging services - ambulatory facility - Rx card - ambulance services - Excess Burn Benefits + Critical Illness Benefits + Excess Accident and Accidental Death - all built right into the Base - making this the RICHEST plan on the market today - be smart - pay your smaller bills with CASH - get the lowest CASH price the medical field offers - (Try $695.00 cash price for a CAT scan vs $6,400.00 "Obamacare price")  and get that out of pocket REIMBURSED right back into your wallet - with a Catastrophic hospitalization aspect coverage in place for the BIG claims  - also includes the "WellCardSavings" program giving you even MORE - dental, vision Rx, Lab, 24/7 Dr access and includes "medical bill re - negotiations services"

3)     Medicare Supplement and GAP Plans:   GREAT AA+ rated plans positioned to pay your fiscal exposure FOR you - we offer very competitive rates on Plans F @ only $27.00 per month (100% pay plan!)  popular Plan G - Plan N  (co-pay plan)  Call TODAY - Medicare Gap or Medicare Advantage?  Our Medicare GAP PLANS PAY 100% OF YOUR CLAIMS  - Medicare Advantage leaves you with thousands of dollars in out of pocket exposure!  Let us show you!

  
4)    NEW  "Obamacare Bridge"  Deductible Coverage Plans:
These plans are positioned to pay CASH to you paying you $5,000 - $7,500 or $10,000 if you were diagnosed with one of 10 Critical Illness "triggers" - then one plan also pays you $500 - $750 or $1000 per month for a FULL 12 months after that First Diagnosis - and has second "re-occurrence" Cash Benefit built in if you were ever diagnosed with a second same - or different trigger illness!   GREAT for people with the new higher deductible plans of Obamacare.  Let it pay your deductible and other "out of network" costs for you - especially if your monthly insurance premium is "subsidized" -    www.obamacarebridge.net
Rates begin at   only $7.30  per month  YES  =  ONLY $7.30 PER MONTH!

 

5)      364 day Multiplan/PHCS PPO "Short Term" Plans
These are 80/20 format plans with a deductible and co-insurance that mirror Major Med plans pre - 2014 - has a annual mammogram and Pap built in at no charge  - will not cover pre-existing conditions but does offer easy underwriting  - offering straight forward affordable coverage for unexpected illnesses or accidents and paying up to $2 million per year - offers affordable rates and is available in a set time frame from 30 days to 364 days - a good option for people who like co-pay format of coverage that can be renewed  - will cover people up to age 64  - GREAT OPTION


DID YOU KNOW:       You can negotiate your out of pocket costs for any medical procedure upfront by KNOWING what the "Fair Market Value" (also known as the Usual and Customary) cost of that procedure upfront?

Go to:   www.healthcarebluebook.com   and look up any procedure nationwide - do NOT let a third party decide what YOU will pay for anything anymore!    EMPOWER yourself and only pay the "true market value" of any procedure!
      Knowledge is POWER

         Other Products Positioned to Save you Money:

Living Benefit "Accelerated Payment" LIFE Insurance plans:
Life Insurance from $50k to $5 million  - these plans have built in "Accelerated Benefits" - IF you develop a Critical Illness  (heart attack - stroke - cancer - multi - trauma accident - ALS - and 12 other triggers)   the plans PAYS you 50% of the ENTIRE benefit upfront - for you to use on whatever you want - medical costs - mortgage - bills - whatever you want - with NO premium increases - for LESS than Major Medical - example - on a $2 million plan YOU will receive that 50% of  $1 MILLION  upfront in cash and the other $1 million remains as a Life plan for your family - if a heart attack costs only $50k  you STILL get the entire $1 MILLION paid in cash upfront to YOU!     THIS makes SENSE


Excess  Accident Benefits :
CIGNA covers so much more than just "accident" - pays benefits up to $25,000 per event for things as diverse as Adverse Insect Bite reactions - Chocking - Emergency treatment, diagnostic exams, Coma events, Ambulance, blood plasma/Platelets, ambulance, burns, emergency dental,  eye injury, Paralysis, durable medial equipment, follow up treatment, Prosthesis, Rehabilitation, Physical Therapy, Accidental death (up to $100,000) and so much MORE - premiums are in the $17.00 - $45.00 range!  Saves you THOUSANDS!

 Chemo/Radiation and Heart Attack excess plans: 
   
Pays up to $50,000 Cash to you for First Diagnosis of any Cancer or Heart issue - add it to a Plan or just have it for the "What if" for your mortgage - bill sand recovery - premiums begin in the $30 per month range! $25k - $30k or $40k too

Aiken Health is the CSRA's ONE STOP - ONE CALL Connection

                 803-215-7678803-215-7678

                         One call - that's all!
            

 

   Aiken Health Insurance Co.
           803-215-7678803-215-7678803-215-7678

    Call for a Custom Quote Today!!


                        Licensed in SC, NC and  GA 

  www.rxcut.com/aikenhealth    -   Get our FREE card NOW!

Plans are Underwritten by Manhattan Life Insurance Company,  Standard Life and Accident, ANTEX, Central United Life Insurance Company,  ASSURANT, GTL, UnitedHealth, Comprehensive Insurance & Wholesale Benefits Association, Standard Security Life,  American Republic, Philadelphia American, HCCMIS & LLOYD'S OF LONDON, CIGNA and many more.

 Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10  - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships 

Don't Wait - Call Me today!

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