Your ALTERNATIVE to Obamacare
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Helping To Protect Aiken Consumers since 2004
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Obamacare 2017 is on it's way
And looking worse and worse for SC residents buying Obamacare:
"With insurers struggling to make money and access to plans severely limited, top South Carolina health officials warn the Obamacare health insurance marketplace is on the verge of collapse." Courier and Post Columbia SC July 2016
"BlueCross BlueShield of Tennessee, the state's biggest health insurer, will raise individual rates by 62 percent in 2017" Chattanooga Times August 23, 2016
United Health is GONE - Coventry is GONE - Humana is GONE - Aetna is GONE - Consumer's Choice is GONE - in SC you have a BC/BS MONOPOLY whose rates will be going up up up as of Jan 2017 - WHAT CAN YOU DO?!
BUY PRIVATE CARRIER COVERAGE - that is what you do - Aiken Health Insurance specializes in "Non-Obamacare" Private Coverage - so - if you want NON-Obamacare Health Insurance we can get you covered
YES - We can help you today!
If you want a Quote NOW - email us at "aikenhealth@aol.com" with everyone's DOB - your zip code of residence and phone number and I will send you multiple options of NON Obamacare quotes
1) "Obamacare" Federally Controlled with Massive Premium Hikes - only 1 carrier in SC - No Options - High Deductibles and Poor Acceptance by Medical Facilities - only good for the very ill or those currently pregnant
2) Do NOTHING and hope for the best
3) Secure PRIVATE Carrier Non - Obamacare Health Insurance Plans:
Nationwide affordable PPO plans underwritten by AA+ Major Carriers that gives you and your family solid coverage for "unexpected illnesses and accidents" with NO expensive unnecessary "mandates" you do NOT want - they are affordable and are "old school" underwritten plans to protect you from unforeseen losses - with Dr office vists - Lab - ER - all included
These NEW Non-Obamacare plans include coverage options of:
1) Rich "Defined Benefit" Plans with No deductible to have to meet ever
2) Hybrid plans with immediate "No Deductible" coverage of regular outpatient type care = with a chosen deductible trigger ONLY for a unexpected "Catastrophic Inpatient Hospitalization" - deductibles options range from $1000 - $5000 - max option pays up to $1 million per person
3) 11 month Short Term Plans with 50/50 or 80/20 or 75/25 co-insurance
OR - PERMANENT Coverage Plans with NO annual Premium increases!
4) 100% Guarantee Issue plans - regardless of your past or current health issues (12 month "pre-ex" clause - then after 365 days all is 100% covered)
5) Rich - heavy coverage STM Defined Benefit plans - OR DB/ co-pay /
co-insurance type plans - which run up to 11 months - giving you huge protection for a lower premium - these plans can be reissued again
If you cannot afford to pay the NEW huge premium increases and higher deductibles of a Obamacare plan we offer you Private Carrier Alternative Nationwide PPO Coverage that WILL protect you from unexpected illnesses and accidents - YES you DO have other coverage OPTIONS!!
These plans will cover a Type 2 Diabetic - as well as persons on HBP medicine and/or cholesterol Rx as well as other common medications conditions which are "Stable" so ask us if we can HELP you.
DID YOU KNOW:
When you give a medical care provider a Obamacare insurance card you are automatically charged 40% - 60% - up to 80% MORE for a procedure that they settle for with the insurance company for a fraction of that cost?
In 2017 YOU must be a GOOD CONSUMER - Be smarter - be knowledgeable = we have all the tools to help you drop medical bills by the THOUSANDS and be safe with our Private Coverage plans
Need a lab test? DO NOT have it done at the Dr's office - go to Direct Labs and ask for the "self pay" rate - OR go to this site: www.anylabtestnow.com
Need a MRI or PT Scan? Go to this site - schedule a test for the SAME DAY and only pay from $380 - $860 for a MRI - or $270 - $470 for a CT Scan = which INCLUDES the Board Certified Radiologist's report - state of the art MRI and CT Scan equipment- in over 2800 locations nationwide - one right here in Augusta GA! WHY PAY THOUSANDS of dollars for the same test?
"We Care Medical Mall" - www.wecaremedicalmall.org
DID YOU KNOW:
You can negotiate all your Medical Bill out of pocket costs for any medical procedure by KNOWING upfront what the "Usual and Customary / Fair Market Value" cost of that procedure really is - the true actual real price the medical provider settles for - not the INFLATED "insurance cost" that they WANT you to pay! If you know that in advance your out of pocket costs can drop HUNDREDS and sometimes THOUSANDS of dollars!
Go to this link:
www.healthcarebluebook.com and look up any procedure in any zip code in America. KNOW the TRUE "fair market value" rate accepted by the medical provider right there. Why pay more? Be a SMART Consumer.
That is a WIN - WIN!
DID YOU KNOW: You can buy that expensive Rx you need to take at a HUGE discount by going to www.PlanetDrugsDirect.com If you cannot get a generic equivalent of that Rx - Go to that website now - key in any high dollar drugs you take and see the NEW lower prices online.
More good Rx resources: www.goodrx.com - look up anything
Need Help Negotiating that Medical BILL? We work with MANY consumer advocates who WILL step in and renegotiate those bills : www.cutmymedicalbills.com or www.copatient.com
More Insurance Protection Products we offer:
New Products to strongly consider:
Medicare Supplement Plans - WHY would you ay more than $34.50 a month for a Nationwide Accepted PPO Medicare Gap / Medicare Supp plan if you are not ill? All Medicare plans are run by the government- it is what each carrier CHARGES you for each plan that makes the plans different! Our plans pay 100% of all your medical costs and only cost $34.50 - and they are Nationwide accepted PPO plans - NOT a HMO like the "Advantage" plans!
HOME HEALTH CARE Plans to put in place NOW
- while you are active and do NOT need it yet - this is NOT Long Term care - this is HOME Health Care to help people STAY in their home and NOT have to go to a nursing home -and it pays IN ADDITION to any coverage you may have - including Medicare! Believe me - things
can change unexpectedly and FAST and Home Health Care is the fastest growing segment of the population -
lock in your rates NOW - example: ages 41 - 45 = $19.00 a month - ages 61 - 64 = $24.40 a month - ages 76 - 80 = $42.60 a month - pays benefits toward: Home Health Care Aide - Skilled Nursing - Physical Therapy - Respirator Therapy - Medical Social Services - Rx help - Hospice - Annual Physical Exam - Ambulance - Hearing - Vision - Private Duty Nurse - don't wait - buy it now.
24 Hour - On the Job or Off the Job "Unexpected Accident Event"
Benefits are paid directly to you or to your medical care provider - any Dr any Hospital - $2,000 - $5,000 - $7,500 - $10,000 - $20,000 or $25,000 per event - co-ordinates with other coverage so it WILL cover you if you do NOT have Workman's' Comp and get hurt - but it will NOT "double pay" if that event is covered - but it WILL pay any of your out of pocket costs!
UNDERSTAND THIS = Obamacare will NOT cover you if you get hurt on the job - PERIOD - EVERYONE needs this excess blanket of coverage
Dental? Do we have regular DENTAL & VISION?
Only the BEST - pays up to $3,500 a year and includes 3 free cleanings and 2 free exams a year plus - NO waiting DENTAL for Major services - dentists all over the CSRA are in the 2 Dental PPO networks they use - LOW monthly rates!
Life Insurance? Basic Term - Living Benefits Term - Whole Life - Burial Insurance - and our EXCLUSIVE Guarantee Issue Life - up to $170k - regardless of your health! Diabetic? Heart Attack? Cancer? COPD? NO PROBLEM! You can get this coverage right now.
We can cover ANYONE between the ages of 18 - 69 - you can keep it to age 99 - all you need is to be able to prove that you are working at least 20 hours a week when you apply - - even if self employed - low premiums!
No Health Questions At ALL - none! 100% approved coverage
Term Life LIVING Insurance plans:
Life Insurance from $50k to $5 million - these plans pay you 50% of the total value UPFRONT if you develop a Critical Illness (heart attack - stroke - cancer - multi - trauma accident - ALS - and 10 other triggers) for you to use however you want - medical costs - mortgage - bills - take a trip - whatever you want - with NO premium increases - for LESS than Major Medical costs (a alternative to Health Insurance for those who do NOT want to buy Health Insurance and ONLY want to have some type of bill coverage in place IF they developed a Critical Illness such as Cancer - Heart Attack Stroke or a horrific accident)
CASH TO YOU Cancer/ Stroke and Heart Attack excess plans:
Pays up to $50,000 Cash to you for First Diagnosis of any Cancer or Heart issue - add it to a Plan or just have it for the "What if" to be in place to pay your mortgage - monthly bills and unexpected "cannot work" recovery costs if you ever DO get ill - - premiums begin in the $30 per month range!
Put your HOME HEALTH CARE Plans to put in place NOW - while you are active and do NOT need it yet - believe me - things can change FAST and Home Health Care costs keep going up up and up - lock in your rates in
Aiken Health is the CSRA's ONE STOP - ONE CALL Connection
Aiken Health Insurance Co.
803-215-7678
Call for a Custom Quote Today!!
803-215-7678
Licensed in SC and GA
https://www.rxcut.com - Get our FREE card NOW!
Ask anyone - THIS card cuts Rx cost to a fraction!
Please review your insurance contract for specific details - exclusions and limitations may vary from product to product - each company's policies are subject to change without notice - all products have a 10 - 30 day 100% money back "Free Look" with initial premium 100% refunded if you change your mind within the "free look" period time frame = many have additional benefits included in their "Association" memberships
